419 scam: <fcsh.offer7@FCHS510.onmicrosoft.com> ATTENTION: FINANCIAL OFFER # 3% INTEREST RATE/ APPLY NOW.

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"419" Scam – Advance Fee / Fake Lottery Scam

The so-called "419" scam is a type of fraud dominated by criminals from Nigeria and other countries in Africa. Victims of the scam are promised a large amount of money, such as a lottery prize, inheritance, money sitting in some bank account, etc.

Victims never receive this non-existent fortune but are tricked into sending their money to the criminals, who remain anonymous. They hide their real identity and location by using fake names and fake postal addresses as well as communicating via anonymous free email accounts and mobile phones.

Keep in mind that scammers DO NOT use their real names when defrauding people.
The criminals either abuse names of real people or companies or invent names or addresses.
Any real people or companies mentioned below have NO CONNECTION to the scammers!

Read more about such scams here or in our 419 FAQ. Use the Scam-O-Matic to verify suspect emails.

Click here to report a problem with this page.

Some comments by the Scam-O-Matic about the following email:

An email address listed inside this email has been used in a known fraud before.
This email uses a separate reply address that is different from the sender address. Spammers use this to get replies even when the original spam sending accounts have been shut down. Also, sometimes the sender addresses are legitimate looking but fake and only the reply address is actually an email account controlled by the scammers.
The following phrases in this message should put you on alert:
- "loan amount" (Beware of fake loan offers. Real lenders would not normally use free webmail addresses such as Yahoo, nor would they lend to individuals or small businesses in a different country from where they are based. Beware of mobile phones or redirector numbers!)
- "your loan " (Beware of fake loan offers. Real lenders would not normally use free webmail addresses such as Yahoo, nor would they lend to individuals or small businesses in a different country from where they are based. Beware of mobile phones or redirector numbers!)
This email message is a 419 scam. Please see our 419 FAQ for more details on such scams.
This email lists free webmail addresses. Use of such addresses is typical for scams. Lotteries, banks and any but the smallest of companies do not normally use such addresses. Criminals use them to anonymously send and receive email at Internet cafes.
- craig_adams24333@hotmail.com (email address has been used in a known fraud before)

Fraud email example:

From: <fcsh.offer7@FCHS510.onmicrosoft.com>
Reply-To: <craig_adams24333@hotmail.com>
Date: Wed, 30 Oct 2013 13:15:31 +0530
Subject: ATTENTION: FINANCIAL OFFER # 3% INTEREST RATE/ APPLY NOW.

ATTENTION! Dear Valid Applicant, Are you having financial distress or you w=
ant to fulfill that dream of yours with funds? Do you need a loan to pay of=
f your bills, Start or expand your business?Are you having difficulties in =
obtaining a loan from hard Lenders or Banks because of their high loan fees=
/requirements? Do you need a loan for any legitimate reason? Then worry no =
more as the " Metro Loan Investment Company" has come to offer loans to int=
erested applicants both locally and overseas no matter the sex or location =
but age must be 18 years and above. Regarding your loan application,I want =
you to get back to me with the requested information for your loan applicat=
ion so as to proceed with the loan processing. LOAN APPLICATION FORM Full N=
ame*................................ Email*............................... =
Telephone No*............................. Mobile No*......................=
.............. Home Address*................................ City*.........=
.................................. State/Province*.........................=
........ Country*................................ Fax Number*..............=
.................... Occupation*.............................. Monthly Inco=
me*............................ Sex*..................................... A=
ge*.................................. Do You Have An Account? *............=
..................... Have You Applied Before? *...........................=
..... Loan Amount Needed *..................... Loan Duration *............=
................. Purpose of Loan *............................. TODAY DATE=
S:................... In the light of the above,you are required to fill th=
is form and send back to us,Be aware that your application will be duly pro=
cess and verified.Thereafter,we can start processing with the transaction f=
urther. Qualifications: 1)The Borrower must be at list 18yrs old. 2)Even wi=
th Bad credit, we still Guarantee the Borrower the Loan. 3)The Loan Can Be =
Granted Even With low credit. 4) We Offer Loans from $5,000.00 to $50,000,0=
00.00 USD/AUD/GBP/EURO/INDIA RUPEES. Interest Rate: The Interest rate appli=
cable to all Loans Is 3%. The loan repayment terms and conditions will be f=
orwarded to you as soon as your loan application is ready. Thanks for your =
patronage, I look forward in hearing from you soonest. Most Sincerely, Mr. =
Craig Adams. Financial Officer. Email : craig_adams24333@hotmail.com Tel: +=
91-997-182-2314. Metro Loan Investment. Online Loan Application Form. GENER=
AL CONSULTANT

Anti-fraud resources:

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