419 scam: <finance@loan096.onmicrosoft.com> DO YOU NEED A LOAN?

joewein.de LLC
fighting spam and scams on the Internet

Try our spam filter!
Free trial for 30 days

Home

About Us

Spam

419/Nigeria

Fraud

Contact

"419" Scam – Advance Fee / Fake Lottery Scam

The so-called "419" scam is a type of fraud dominated by criminals from Nigeria and other countries in Africa. Victims of the scam are promised a large amount of money, such as a lottery prize, inheritance, money sitting in some bank account, etc.

Victims never receive this non-existent fortune but are tricked into sending their money to the criminals, who remain anonymous. They hide their real identity and location by using fake names and fake postal addresses as well as communicating via anonymous free email accounts and mobile phones.

Keep in mind that scammers DO NOT use their real names when defrauding people.
The criminals either abuse names of real people or companies or invent names or addresses.
Any real people or companies mentioned below have NO CONNECTION to the scammers!

Read more about such scams here or in our 419 FAQ. Use the Scam-O-Matic to verify suspect emails.

Click here to report a problem with this page.

Some comments by the Scam-O-Matic about the following email:

This email uses a separate reply address that is different from the sender address. Spammers use this to get replies even when the original spam sending accounts have been shut down. Also, sometimes the sender addresses are legitimate looking but fake and only the reply address is actually an email account controlled by the scammers.
The following phrases in this message should put you on alert:
- ",000,000" (they want you to be blinded by the prospect of quick money, but the only money that ever changes hands in 419 scams is from you to the criminals)
- "loan amount" (Beware of fake loan offers. Real lenders would not normally use free webmail addresses such as Yahoo, nor would they lend to individuals or small businesses in a different country from where they are based. Beware of mobile phones or redirector numbers!)
This email message is a 419 scam. Please see our 419 FAQ for more details on such scams.

Fraud email example:

From: <finance@loan096.onmicrosoft.com>
Reply-To: <worldloanfirmn@hotmail.com>
Date: Mon, 28 Oct 2013 14:11:45 +0530
Subject: DO YOU NEED A LOAN?

Dear Sir / Madam Thanks for your response regarding the loan offer message =
which you received from me, We do offer all kinds of loan such as Home Loan=
, Business Loan, Investment, Personal Easy Loan. E.t.c Just e-mail me now w=
ith the below information. My venerable company loan ranges started from (M=
inimum: $5,000.00, Maximum $100,000,000 USD) with a fixed interest rate of =
3% on an annual basis. Our loans are well insured for maximum security is o=
ur priority. Lender's Name: Dr. andrew William BORROWERS INFORMATION Please=
provide all of the following loan information's below. Full Names:........=
. Country:........ Age:.......... Nationality:....... City,State Zip Code:.=
..... Home Address:........ Sex:........ Gender:........ Cell Phone:...... =
Home Phone:...... Monthly Income:....... Amount Needed:....... Loan Duratio=
n:........ Requested Loan Amount:....... Send completed form via e-mail and=
i will revert back to you with the Terms & Conditions. Your swift response=
to this e-mail will be greatly appreciated. Thanks and God Bless. Dr. Andr=
ew William C.E.O, =A9"Copyright 2013."

Anti-fraud resources:

What can you do when you receive 419 spam