419 scam: "ZENITH BANK PLC." <hr@fsipl.com> Final Notice of your payment

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"419" Scam – Advance Fee / Fake Lottery Scam

The so-called "419" scam is a type of fraud dominated by criminals from Nigeria and other countries in Africa. Victims of the scam are promised a large amount of money, such as a lottery prize, inheritance, money sitting in some bank account, etc.

Victims never receive this non-existent fortune but are tricked into sending their money to the criminals, who remain anonymous. They hide their real identity and location by using fake names and fake postal addresses as well as communicating via anonymous free email accounts and mobile phones.

Keep in mind that scammers DO NOT use their real names when defrauding people.
The criminals either abuse names of real people or companies or invent names or addresses.
Any real people or companies mentioned below have NO CONNECTION to the scammers!

Read more about such scams here or in our 419 FAQ. Use the Scam-O-Matic to verify suspect emails.

Click here to report a problem with this page.

Some comments by the Scam-O-Matic about the following email:

An email address listed inside this email has been used in a known fraud before.
This email uses a separate reply address that is different from the sender address. Spammers use this to get replies even when the original spam sending accounts have been shut down. Also, sometimes the sender addresses are legitimate looking but fake and only the reply address is actually an email account controlled by the scammers.
The following phrases in this message should put you on alert:
- "affidavit of claim" (this will cost you money - be careful with upfront payments to anyone you only know through email, especially if they promise you a lot of money. NEVER send money by Western Union or MoneyGram to people you do not know personally - NO EXCEPTIONS! Instant wire transfer services are not meant to be used with strangers because they offer no protection against fraud. That is precisely why the criminals want you send money that way. )
- "million united states dollars" (they want you to be blinded by the prospect of quick money, but the only money that ever changes hands in 419 scams is from you to the criminals)
- ",000,000" (they want you to be blinded by the prospect of quick money, but the only money that ever changes hands in 419 scams is from you to the criminals)
- "affidavit " (Barristers (lawyers) mentioned in 419 scams are always fake.)
- "lagos" (a location commonly mentioned in 419 scams)
This email message is a 419 scam. Please see our 419 FAQ for more details on such scams.
This email lists mobile phone numbers. Use of such numbers is typical for scams because they allow criminals to conceal their true location. They can receive calls in an Internet cafe from where they send you emails, while pretending to be in some office.
- +2348060345647 (Nigeria, prepaid mobile phone)
This email lists free webmail addresses. Use of such addresses is typical for scams. Lotteries, banks and any but the smallest of companies do not normally use such addresses. Criminals use them to anonymously send and receive email at Internet cafes.
- mrstoud@yahoo.com (email address has been used in a known fraud before)

Fraud email example:

From: "ZENITH BANK PLC." <hr@fsipl.com>
Reply-To: zenithatmcenter1@superposta.com
Date: Thu, 10 Oct 2013 08:22:00 +0000
Subject: Final Notice of your payment

--

ZENITH BANK PLC.
Adeola Odeku, Plot 234A,
Adeola Odeku Street, Victoria Island Lagos
Tel: +(234) 8060 3456 47 Ext 003

10/10/2013

Re:File number US/NG/5316/13

In view of your inability to claim your funds valued 5,000,000USD (Five Million
United States Dollars) from the Zenith Bank Plc, originally recovered by the
Nigerian Police Force(NPF) through the office of The Inspector General of
Police Mohammed D. Abubakar and his team of officers. Your funds was scheduled
to be paid to Mrs. Martha Tabares but she was arrested for an attempt of theft
and the change of ownership from your name as the original beneficiary to her
name. YOU HAVE NOT BEEN ABLE TO RECEIVE YOUR FUNDS BECAUSE YOU ARE DEALING WITH
THE WRONG PEOPLE.

The agency, Foreign Payment Service London United kingdom, have instructed that
the funds should be paid to you through your desired means of payment. The
agency, Foreign payment service London United kingdom staff came and applied
for the release of this payment to you without the submission of the Affidavit
of claim because of the attempt to change the ownership of your funds.

I am writing to you, to inform you that your urgent responds will enable the
management of Zenith Bank Plc payment service process and deliver your funds to
you. Please be informed that the days of grace has expired and we shall only
charge an affordable amount for clearance and administration. Your funds valued
5,000,000USD (Five million united states dollars) will be programmed on the
Telex payment schedule and as soon as proper verification is carried out on
your details/application, your funds will be paid to you without any delay.

Please call Mr. Stoud Fidelis on +(234) 8060 3456 47 Extension 007 or email:
mrstoud@yahoo.com for more details on your transfer.

For: ZENITH BANK PLC

Sincerely

Mrs. Jessica Edmond
Financial Secretary

Anti-fraud resources:

What can you do when you receive 419 spam