419 scam: "STC BANK PLC"<test@inalco.it> REPLY

joewein.de LLC
fighting spam and scams on the Internet

Try our spam filter!
Free trial for 30 days

Home

About Us

Spam

419/Nigeria

Fraud

Contact

"419" Scam – Advance Fee / Fake Lottery Scam

The so-called "419" scam is a type of fraud dominated by criminals from Nigeria and other countries in Africa. Victims of the scam are promised a large amount of money, such as a lottery prize, inheritance, money sitting in some bank account, etc.

Victims never receive this non-existent fortune but are tricked into sending their money to the criminals, who remain anonymous. They hide their real identity and location by using fake names and fake postal addresses as well as communicating via anonymous free email accounts and mobile phones.

Keep in mind that scammers DO NOT use their real names when defrauding people.
The criminals either abuse names of real people or companies or invent names or addresses.
Any real people or companies mentioned below have NO CONNECTION to the scammers!

Read more about such scams here or in our 419 FAQ. Use the Scam-O-Matic to verify suspect emails.

Click here to report a problem with this page.

Some comments by the Scam-O-Matic about the following email:

An email address listed inside this email has been used in a known fraud before.
This email uses a separate reply address that is different from the sender address. Spammers use this to get replies even when the original spam sending accounts have been shut down. Also, sometimes the sender addresses are legitimate looking but fake and only the reply address is actually an email account controlled by the scammers.
The following phrases in this message should put you on alert:
- "inheritance funds" (a common phrase found in 419 scams)
- "into your nominated bank account" (they want you to be blinded by the prospect of quick money, but the only money that ever changes hands in 419 scams is from you to the criminals)
- "to your nominated bank account" (they want you to be blinded by the prospect of quick money, but the only money that ever changes hands in 419 scams is from you to the criminals)
- "central bank of nigeria" (the name of a person or institution often appearing in 419 scams)
This email message is a 419 scam. Please see our 419 FAQ for more details on such scams.
This email lists mobile phone numbers. Use of such numbers is typical for scams because they allow criminals to conceal their true location. They can receive calls in an Internet cafe from where they send you emails, while pretending to be in some office.
- +2348064754882 (Nigeria, prepaid mobile phone)
This email lists free webmail addresses. Use of such addresses is typical for scams. Lotteries, banks and any but the smallest of companies do not normally use such addresses. Criminals use them to anonymously send and receive email at Internet cafes.
- atmactivationunit@gmail.com (email address has been used in a known fraud before)

Fraud email example:

From: "STC BANK PLC" (may be fake)
Reply-To: <atmactivationunit@gmail.com>
Date: Sat, 2 Jun 2012 20:04:33 +0100
Subject: REPLY

YOUR OVER DUE CONTRACT/INHERITANCE FUNDS
Our Ref: CBN/FMF/CBX/021/07/2011.
IMMEDIATE CONTRACT PAYMENT.CONTRACT #:
MAV/NNPC/FGN/MIN/

Attention Beneficiary,

This is to bring to your notice about the due process of your Outstanding Contractual/Inheritance payment which was suspended by the Central Bank of Nigeria thereby stopping the telex unit to pause the transfer of your contract/inheritance fund to your nominated bank account. As a result of this development, verification conducted by the Finance Ministry in conjunction with the Debit Verification Panel on your contract/inheritance case your file has been endorsed for payment Awaiting your confirmations.

During the auditing and closing of all financial records of the Central Bank of Nigeria (CBN), it was discovered from the records of Outstanding foreign contractors due for payment with the Federal Government of Nigeria in the year 2011/2012 that your name and company is next on the List of those who will receive their fund.

Meanwhile, a man came to my office few days ago with a letter, claiming To be your true representative. Here are his information for you to confirm to this office if this man is truly from you or not, so that the federal government will not be held responsible for paying into the wrong account.

NAME: MR. Alim Ahmed
BANK NAME: CITI BANK
BANK ADDRESS: ARIZONA.
ACCOUNT NUMBER: 6503809428.

Please, do reconfirm to this office, as a matter of urgency if this man Is from you. You are requested to fill and send this information for Verifications purposes so that your fund will be remitted into your Nominated bank account. This fund is as a result of inheritance on your Behalf. Information needed from you for verification is as follow:

(1) Your full name and address:
(2) Your age and marital status:
(3) Your occupation:
(4) Your telephone/fax number:
(5) Your nationality:

As soon as we receive this, we will commence with all necessary Procedures in other to remit this money into your account. The Central Bank Governor, Executive Board of Directors and the Senate committee for foreign over due inheritance fund have approved and accredited this Reputable ministry, with the office of the minister of finance on International Remittance/Foreign Operations, to handle and supervise the transfer of all foreign inheritance funds for this first quarter payment of the year 2011.

However, we shall proceed to issue all payments details to the said Mr.White, if we do not hear from you within the next seven working
Days from today. We are sorry for any inconvenience the delay in Transferring of this fund must have caused you.

Yours in service,
Rev. Richard Morris ( Man of god)
Remittance/Funds Department
EMAIL: atmactivationunit@gmail.com
Phone: +234-8064754882
Central Bank of Nigeria

Anti-fraud resources:

What can you do when you receive 419 spam