|
|
joewein.de LLC
fighting spam and scams on the Internet
|
|
"419" Scam – Advance Fee / Fake Lottery Scam
The so-called "419" scam is a type of fraud dominated by criminals from Nigeria and other countries in Africa. Victims of the scam are promised a large amount of money, such as a lottery prize, inheritance, money sitting in some bank account, etc.
Victims never receive this non-existent fortune but are tricked into sending their money to the criminals, who remain anonymous. They hide their real identity and location by using fake names and fake postal addresses as well as communicating via anonymous free email accounts and mobile phones.
Keep in mind that scammers DO NOT use their real names when defrauding people.
The criminals either abuse names of real people or companies or invent names or addresses.
Any real people or companies mentioned below have NO CONNECTION to the scammers!
Read more about such scams here or in our 419 FAQ. Use the Scam-O-Matic to verify suspect emails.
Click here to report a problem with this page.
Some comments by the Scam-O-Matic about the following email:
- This email uses a separate reply address that is different from the sender address. Spammers use this to get replies even when the original spam sending accounts have been shut down. Also, sometimes the sender addresses are legitimate looking but fake and only the reply address is actually an email account controlled by the scammers.
- The following phrases in this message should put you on alert:
- ",000,000" (they want you to be blinded by the prospect of quick money, but the only money that ever changes hands in 419 scams is from you to the criminals)
- "loan amount" (Beware of fake loan offers. Real lenders would not normally use free webmail addresses such as Yahoo, nor would they lend to individuals or small businesses in a different country from where they are based. Beware of mobile phones or redirector numbers!)
- This email message is a 419 scam. Please see our 419 FAQ for more details on such scams.
- This email lists free webmail addresses. Use of such addresses is typical for scams. Lotteries, banks and any but the smallest of companies do not normally use such addresses. Criminals use them to anonymously send and receive email at Internet cafes.
- lavidamortgage@aol.com (AOL; can be used from anywhere worldwide)
Fraud email example:
From: "Lavida Mortgages" (may be fake)
Reply-To: <info1@aol.es>
Date: Tue, 15 May 2012 15:22:05 +0200
Subject: Affordable Loan .....Apply Now At 1.5%
GET A LOAN WITH LOW INTEREST RATE
Bring your plans to life with LA VIDA MORTGAGES. Our program is designed to offer you an affordable and comfortable loan that
is stretched up to a maximum tenor of 480 months at 1.5% interest rate.
La Vida Mortgages was established in 1990 to meet the needs of every borrower. At La Vida Mortgages every customer is our best customer and receives our highest level of service and attention.
Loan Amount: Minimum of $5,000 and maximum of $5,000,000
Tenor: Minimum 60 months and maximum 480 months
--------------------------------------------------------------------------------
Services Rendered include:
**Refinance
*Home Improvement
**Investment Loan
*Debt Consolidation
*Business Loans
*Personal Loans
*International Loans.
Our goal has been to never turn anyone away.
We consider it an honor to serve you and understand that disclosure of personal financial information can be a bit threatening. Your personal data is kept secure from theft or misuse. Rest assured when you apply you will get great service, and a loan just right for you.
below is Loan application form
LOAN APPLICATION REQUIREMENT
*****************************
1. Full Name..........
2. Address..........
3. Country..........
4. State................
5. Occupation..........
6. Telephone Number......
7. Age..........
8. Purpose of loan..........
9. Marital Status..........
10. Sex...............
11. Amount Needed...........
12. Loan Duration................
In acknowledgment to these details, you will be sent a well calculated loan terms and rates for the period of time that you need the loan. Do note that our loans are charged at 1.5% interest rate for a minimum period of 5 years. We do not do any credit check before granting loans. Send your e-mails to: lavidamortgage@aol.com
Thanks for your understanding and waiting to hear from you.
Regards,
Mr. Paul Rodriguez
LA VIDA MORTGAGES
Email: lavidamortgage@aol.com
|
Anti-fraud resources:
