From: "MICHAEL SMITH" (may be fake)
Reply-To: <m.paulsmith@superposta.com>
Date: Fri, 17 Feb 2012 07:33:33 +0530
Subject: BEQUEST NOTICE
I am Michael P. Smith of HSBC Bank, United Kingdom . I am contacting you concerning a deceased customer and an investment he placed under our banks management three years ago, and I would respectfully request that you keep the contents of this mail confidential and respect the integrity of the information you come by as a result of this mail. I am contacting you independently of our investigation and no one is informed of this communication. I would like to intimate you with certain facts that I believe would be of interest to you.In the year 2004, the subjects matter; came to our bank to engage in business discussions. He informed us that he had a financial portfolio of Eight Million three hundred and seventy Thousand United States Dollars, which he wished to have us turn over(invest) on his behalf.
I decided to treat his case personally; I made numerous suggestions in line with my duties as the de-facto chief Intermediary Sales department of the bank, especially given the volume of funds he wished to put into our bank. We met on numerous occasions prior to any investments being placed. I encouraged him to consider various growth funds with prime ratings. The favoured route in my advice to customers is to start by assessing data on 6000 traditional stocks and bond managers and 2000 managers of alternative investments. Based on my advice, we spun the money around various opportunities and made attractive margins for our first months of operation, the accrued profit and interest stood at this point at over One million United States Dollars, this margin was not the full potential of the fund but he desired low risk guaranteed returns on investments.
In November 2005, he asked that the money be liquidated because he needed to make an urgent investment requiring cash payments in Finland . Where he said, he is investing with a Firm that is building a housing estate outside Helsinki for the government of Finland . He directed that I liquidate the investment and deposit the funds with a security firm. I informed him that Custodian trust vault commission would have to make special arrangements to have this done and in order not to circumvent due process, the bank would have to make a 9.5 % deduction from the funds to cater for banking and statutory charges. He complained about the charges but later came around when I explained to him the complexities of the task he was asking of us.
Cash movement across boarders has become especially strict since the incidents of 9/11. I contacted my affiliate and made the funds available to a security firm. I undertook all the processes and made sure I followed his precise instructions to the letter and had the funds deposited with the security firm.The Security Firm is a specialist private firm that accepts deposits from high net worth individuals and blue chip corporations that handle valuable products or undertake transactions that need immediate access to cash. This small and highly private organization is familiar especially to the highly placed and well-connected organizations. In line with instructions, the money was deposited with the security firm. The Customer told me he wanted the money there in anticipation of his arrival from Norway later that week. This was the last communication we had, this transpired around 25th February 2006.In June last year, we got a call from the security firm informing us about the inactivity of that particular po
This was an astounding position as far as I was concerned, given the fact that I managed the private banking sector I was the only one who knew about the deposit at the security firm, and I could not understand why the Customer had not come forward to claim his deposit. I made futile efforts to locate the Customer. I immediately passed the task of locating him to the internal investigations department of Custodian trust vault commission Four days later, information started to trickle in, apparently our client was dead. A person who suited his description was declared dead of a heart attack in canne, in southern part of france . The body was identified and the cause of death was confirmed. The bank immediately launched an investigation into possible surviving next of kin to alert them about the situation and also to come forward to claim his estate. If you are familiar with private banking affairs, those who patronize our services usually prefer anonymity, but also some levels of detachment from conventional
My official capacity dictates that I am the only party to supervise the investigation and the only party to receive the results of the investigation What this means, after investigating the last batch of names forwarded to us as possible relatives, we have come to the conclusion that our dear late fellow died with no known or identifiable family member. This leaves me as the only person with the full picture of what the prevailing situation is in relation to the deposit and the late beneficiary of the deposit. According to practice, The Security Firm will by the end of this year broadcast a request for statements of claim to Custodian trust vault commission, failing to receive viable claims they will most probably revert the deposit back to Custodian trust vault commission. This will result in the money entering the accounting system and the portfolio will be out of my hands and out of the private banking division, HSBC Bank.
This will not happen if I have my way. What I wish to relate to you will smack of unethical practice but I want you to understand something. It is only an outsider to the banking world who finds the internal politics of the banking world aberrational. The world of private banking especially is fraught with huge rewards for those that occupy certain offices and oversee certain portfolios. You should have begun by now to put together the general direction of what I propose. There is Eight Million three hundred and seventy Thousand United states Dollars deposited in a security firm, I alone have the deposit details and they will release the deposit to no one unless I instruct them to do so. I alone know of the existence of this deposit for as far as Custodian trust vault commission is concerned. The transaction with our late customer concluded when I sent the funds to the security firm, all outstanding interactions in relation to the file are just customer services and due process. The security Firm has no sing
They are simply awaiting instructions to release the deposit to any party that come forward. This is the situation. This bank has spent great amounts of money trying to track this man's family; they have investigated for months and have found no family. The investigation has come to an end. My proposal; I am prepared to place you in a position to instruct the security Firm to release the deposit to you as the closest surviving relative. Upon receipt of the deposit I am prepared to share the money with you. That is: I will simply nominate you as the next of kin and have them release the deposit to you and share the proceeds with you in a percentage we will arrive at taking into consideration our individual level commitment. I would have gone ahead to ask that the funds be released to me, but that would have drawn a straight line to me and my involvement in claiming the deposit. But presenting you as a relative with the right to claim the deposit as a next of kin will mask my involvement and participation in d
If my offer is of no appeal to you, delete this message and forget I ever contacted you. Do not destroy my career because you do not approve of my proposal. You may not know this but people like myself who have made tidy sums out of comparable situations run the whole private banking sector. I am not a criminal and what I do, I do not find against good conscience, this may be hard for you to understand, but the dynamics of my industry dictates that I make this move. Such opportunities only come ones' way once in a lifetime. I cannot let this chance pass me by, for once I find myself in total control of my destiny. These chances won't pass me by. I ask that you do not destroy my chance, if you will not work with me let me know and let me move on with my life but do not destroy me. I am a family man and this is an opportunity to provide them with new opportunities. There is a reward for this project and it is a task well worth undertaking. I have evaluated the risks and the only risk I have here is from you re
Please, again, note I am a family man; I have a wife and children. I send you this mail not without a measure of fear as to what the consequences, but I know within me that nothing ventured is nothing gained and that success and riches never come easy or on a platter of gold. This is the one truth I have learned from my private banking clients. Do not betray my confidence.
Respectfully,
Michael P. Smith
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