419 scam: ATM PAYMENT DEPARTMENT FINANCIAL BANK <deskofficiall@sify.com> ATM CARD WILL BE AT YOUR DOOR STEP WITHIN 3HOURS.

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"419" Scam – Advance Fee / Fake Lottery Scam

The so-called "419" scam is a type of fraud dominated by criminals from Nigeria and other countries in Africa. Victims of the scam are promised a large amount of money, such as a lottery prize, inheritance, money sitting in some bank account, etc.

Victims never receive this non-existent fortune but are tricked into sending their money to the criminals, who remain anonymous. They hide their real identity and location by using fake names and fake postal addresses as well as communicating via anonymous free email accounts and mobile phones.

Keep in mind that scammers DO NOT use their real names when defrauding people.
The criminals either abuse names of real people or companies or invent names or addresses.
Any real people or companies mentioned below have NO CONNECTION to the scammers!

Read more about such scams here or in our 419 FAQ. Use the Scam-O-Matic to verify suspect emails.

Click here to report a problem with this page.

Some comments by the Scam-O-Matic about the following email:

This email uses a separate reply address that is different from the sender address. Spammers use this to get replies even when the original spam sending accounts have been shut down. Also, sometimes the sender addresses are legitimate looking but fake and only the reply address is actually an email account controlled by the scammers.
The following phrases in this message should put you on alert:
- "western union" (this will cost you money - be careful with upfront payments to anyone you only know through email, especially if they promise you a lot of money. NEVER send money by Western Union or MoneyGram to people you do not know personally - NO EXCEPTIONS! Instant wire transfer services are not meant to be used with strangers because they offer no protection against fraud. That is precisely why the criminals want you send money that way. )
- "money gram" (this will cost you money - be careful with upfront payments to anyone you only know through email, especially if they promise you a lot of money. NEVER send money by Western Union or MoneyGram to people you do not know personally - NO EXCEPTIONS! Instant wire transfer services are not meant to be used with strangers because they offer no protection against fraud. That is precisely why the criminals want you send money that way. )
- "mtcn" (this will cost you money - be careful with upfront payments to anyone you only know through email, especially if they promise you a lot of money. NEVER send money by Western Union or MoneyGram to people you do not know personally - NO EXCEPTIONS! Instant wire transfer services are not meant to be used with strangers because they offer no protection against fraud. That is precisely why the criminals want you send money that way. )
- "clearance document" (this will cost you money - be careful with upfront payments to anyone you only know through email, especially if they promise you a lot of money. NEVER send money by Western Union or MoneyGram to people you do not know personally - NO EXCEPTIONS! Instant wire transfer services are not meant to be used with strangers because they offer no protection against fraud. That is precisely why the criminals want you send money that way. )
- "you are advice to " (this email uses bad English)
This email message is a 419 scam. Please see our 419 FAQ for more details on such scams.
Western Union money transfer is completely untraceable and therefore is *not* safe to use with anyone you do not know personally. It is the preferred method of online criminals to collect money from their victims.

Fraud email example:

From: ATM PAYMENT DEPARTMENT FINANCIAL BANK <deskofficiall@sify.com>
Reply-To: interl.departm2@msn.com
Date: Wed, 12 Oct 2011 18:12:27 +0800 (SGT)
Subject: ATM CARD WILL BE AT YOUR DOOR STEP WITHIN 3HOURS.

ATTEN PLEASE.

WHAT YOU ARE TALKING IS RIGHT, TODAY WE WILL HELD A MEETING WITH BOARD
OF DIRECTORS OF FINANCIAL BANK CONCERNING TO THIS EFFECT BY 8AM, THE
PERSON INCHARGE OF YOUR ATM CARD, WE PREFER WESTERN UNION TO SEND THE
MONEY, FOR IMMEDAITE PICKUP. AND THIS FEE IS $42 AND IT WILL TAKE CARE
OF THE EVERY THINGS./ DELIVERY AND DC CLEARANCE DOCUMENT . PLEASE NOTE
THAT 2 LADIES CAME TO OUR OFFICE THIS MORNING WHEN WE WERE HELDING A
METTING WITH THE BOARD OF DIRECTORS AND CLAIM THAT YOU ARE DEAD THAT WE
SHOULD GIVE THEM ALL THE DOCUMENTS AND YOUR ATM CARD AND CHANGE THE
NAME ON THE ATM CARD, AND WE REFUSE THAT THEY ARE IN THE POLICE CUSTUDY
NOW. SO YOU HAVE TO COMPLY NOW SO THAT WE CAN FINISHUP THIS BY TODAY
WITHOUT ANY FURTHER DELAY AGAIN. YOU ARE ADVICE TO SEND THE FEE VIA
WESTERN UNION ONLY OR MONEY GRAM WITH THE BELOW DETAILS.

SENDERS NAME:---------------

RECEIVERS NAME: JONA UZOMA SIMPLE

TEXT QUESTION: WHAT FOR?

ANSWER: DC.

DESTINATION COUNTRY: BENIN REPUBLIC

AMOUNT: $42

MTCN:-------------------

I PROMISE YOU THAT AS SOON AS WE RECEIVE THIS MONEY TODAY, YOUR ATM CARD
WILL BE AT YOUR DESTINATION ADDRESS WITHIN 3HOURS COUNTING FROM THE
TIME WE RECEIVE THE MONEY. PLEASE KINDLY RECONFIRM US YOUR FULL DETAILS
AND DIRECT TELEPHONE NUMBER SO THAT WE CAN STICK IT TO OUR RECORD
TODAY, YOU HAVE TO SEND THE MONEY ON TIME TODAY SO THAT WE CAN SEND
YOUR ATM CARD DIRECTLY TO YOU DESTINATION ADDRESS ON TIME TODAY AFTER
THE MEETTING. SEND US THE MTCN/PAYMENT DETAILS WITHOUT ANY FURTHER DELAY
AGAIN AS SOON AS YOU SEND US THE MONEY TODAY.

THE BOARD OF DIRECTORS OF FINANCIAL BANK CONCERNING YOUR ATM CARD TODAY
HELD A MEETTING, YOUR ATM CARD WILL BE AT YOUR DOOR STEP WITHIN 3HOURS
BY THE PERSON INCHARGE OF YOUR ATM CARD BY TODAY, YOUR ATM CARD WILL BE
AT YOUR DESTINATION ADDRESS WITHOUT ANY FURTHER DELAY AGAIN. YOU HAVE TO
UNDERSTAND THAT AS SOON AS YOU SEND THIS MONEY TODAY, WITHIN 3HOURS,
YOUR ATM CARD WILL BE AT YOUR DOOR STEP. PLEASE CALL ME AS SOON AS THE
MONEY IS SENT OR YOU WRITE ME AN EMAIL WITH THE PAYMENT DETAILS BY TODAY
WITHOUT ANY FURTHER DELAY AGAIN.

I HAVE CONTACTED OUR OFFICE FOR YOUR PIN NUMBER AND I HAVE THE DOCUMENT
AND THE ASSURRANCE THAT IF YOU SEND THIS MONEY TODAY, YOU ARE NOT GOING
TO SEND ANY MORE MONEY AGAIN, AND YOUR CARD WILL BE AT YOUR DOOR STEP
BY TODAY. PLEASE DO RECONFIRM US YOUR FULL DETAILS AGAIN AND YOUR DIRECT
TELEPHONE NUMBERS SO THAT THERE WILL BE NO ERRO IN DELIVERING YOUR ATM
CARD TO YOU.

WAITING TO HEAR FROM YOU SOON.

BEST REGARDS

MR. WILLIAMS PETER & WILFRED PROSPER

Anti-fraud resources:

What can you do when you receive 419 spam