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"419" Scam – Advance Fee / Fake Lottery Scam

The so-called "419" scam is a type of fraud dominated by criminals from Nigeria and other countries in Africa. Victims of the scam are promised a large amount of money, such as a lottery prize, inheritance, money sitting in some bank account, etc.

Victims never receive this non-existent fortune but are tricked into sending their money to the criminals, who remain anonymous. They hide their real identity and location by using fake names and fake postal addresses as well as communicating via anonymous free email accounts and mobile phones.

Keep in mind that scammers DO NOT use their real names when defrauding people.
The criminals either abuse names of real people or companies or invent names or addresses.
Any real people or companies mentioned below have NO CONNECTION to the scammers!

Read more about such scams here or in our 419 FAQ. Use the Scam-O-Matic to verify suspect emails.

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Some comments by the Scam-O-Matic about the following email:

Fraud email example:

From: "STANDARD CHARTERED LOAN OFFER" (may be fake)
Reply-To: <standardcharter@live.com>
Date: Thu, 22 Sep 2011 15:22:20 +0530
Subject: APPLY FOR STANDARD CHARTERED LOAN WITHOUT COLLATERAL?

STANDARD CHARTERED, We offer all kinds of loan with a comfortable repayment plan, Our Loan Interest rates is 3% per annum with a negotiable payback duration, and irrespective of location or credit status. We provide improved, efficient, timely and transparent services. For inquiries contact Mr. Phil Mark, Email: standardcharter@live.com LOAN APPLICATION FORM TO BE FILLED AND RETURN PERSONAL INFORMATION First Name: Last Name: Country: Contact Address: Current Position Held at Place of Work: Monthly income: City/Zip Code: State: Gender: Date of birth: Nest of kin: Address of next of kin: Mobile number: Fax: LOAN INFORMATION Amount Needed: Purpose For The Loan: Loan Term & Duration: Mobile number: Fax: Name Of Company (For company owners): I HEREBY DECLARE THAT THE INFORMATION GIVEN ABOVE ARE TRUE. DATE: ============================================================== Warning from STANDARD CHARTERED FINANCIAL HOME (SCFH) the information contained in this email transmission is confidential and for the exclusive use of the intended recipient(s). If you are not the intended recipient, you are hereby notified that any use, disclosure, dissemination, distribution (other than to the recipient), copying or taking any action because of this information is strictly prohibited. =========================================================================

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