419 scam: "Paul Mann"<bfs.provider@gmail.com> An offer for financial instrument.

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"419" Scam – Advance Fee / Fake Lottery Scam

The so-called "419" scam is a type of fraud dominated by criminals from Nigeria and other countries in Africa. Victims of the scam are promised a large amount of money, such as a lottery prize, inheritance, money sitting in some bank account, etc.

Victims never receive this non-existent fortune but are tricked into sending their money to the criminals, who remain anonymous. They hide their real identity and location by using fake names and fake postal addresses as well as communicating via anonymous free email accounts and mobile phones.

Keep in mind that scammers DO NOT use their real names when defrauding people.
The criminals either abuse names of real people or companies or invent names or addresses.
Any real people or companies mentioned below have NO CONNECTION to the scammers!

Read more about such scams here or in our 419 FAQ. Use the Scam-O-Matic to verify suspect emails.

Click here to report a problem with this page.

Some comments by the Scam-O-Matic about the following email:

An email address listed inside this email has been used in a known fraud before.
This email uses a separate reply address that is different from the sender address. Spammers use this to get replies even when the original spam sending accounts have been shut down. Also, sometimes the sender addresses are legitimate looking but fake and only the reply address is actually an email account controlled by the scammers.
The following phrases in this message should put you on alert:
- "processing fee" (this will cost you money - be careful with upfront payments to anyone you only know through email, especially if they promise you a lot of money. NEVER send money by Western Union or MoneyGram to people you do not know personally - NO EXCEPTIONS! Instant wire transfer services are not meant to be used with strangers because they offer no protection against fraud. That is precisely why the criminals want you send money that way. )
- "% commission" (Beware of any scheme that involves depositing checks or money orders or receiving wire transfers in your bank account and then wiring a portion of the funds somewhere, for a percentage of 5-15% of the total. Such offers are *always* fraudulent and you will be liable for the entire amount when the checks, money orders or wire transfers turn out to be fraudulent. Any money already forwarded comes out of *your* pocket then. )
- "courier service" (Courier companies mentioned in 419 scams are always fake. They will have you send money to them, but won't deliver anything. )
This email message is a 419 scam. Please see our 419 FAQ for more details on such scams.
This email lists free webmail addresses. Use of such addresses is typical for scams. Lotteries, banks and any but the smallest of companies do not normally use such addresses. Criminals use them to anonymously send and receive email at Internet cafes.
- leoldenn@gmail.com (email address has been used in a known fraud before)

Fraud email example:

From: "Paul Mann" (may be fake)
Reply-To: <bfs.lender@gmail.com>
Date: Sat, 9 Apr 2011 09:06:21 +0100
Subject: An offer for financial instrument.

Dear Sir,
I write to introduce my financial instrument offer to you which i thought you might be interested. If you require Leased Financial Instrument and is RWA (Ready Willing and Able) to work on below outlined procedure only, contact me for quick closure as we deliver in time and precision. You are at liberty to engage our leased facilities into trade programs as well as in other project(s) such as Aviation, Agriculture, Petroleum, Telecommunication, construction of Dams, Bridges and any other turnkey project(s) etc. With our bank instrument you can establish line of credit with your bank or secure loan for your projects in which our bank instrument will serve a collateral in your bank to fund your project. We also offer loan for all signatory project, you can contact us to obtain our loan to finance your business or complete your projects.

We deliver with time and precision as set forth in the agreement. Our terms and Conditions are reasonable. Below procedure its for BG/SBLC and MTN lease, other bank instrument procedure will be provided on request.

DESCRIPTION OF INSTRUMENTS:
1. Instrument: Bank Guarantee (BG) (Appendix A)
2. Total Face Value: Eur 5M MIN and Eur 10B MAX (Ten Billion USD).
3. Issuing Bank: HSBC Bank London, Credit Suisse and Deutsche Bank Frankfurt.
4. Age: One Year, One Month
5. Leasing Price: 6% of Face Value plus 2% commission fees to brokers.
6. Delivery: Bank to Bank swift.
7. Payment: MT-103
8. Hard Copy: To be deliver by Bonded Courier Service

Transaction procedure.
1. Lessor and Lessee execute, sign and initiate the Deed of Agreement, which thereby automatically becomes a full commercial recourse contract agreement.

2. After both parties sign the Agreement, Lessor will issue a signed and sealed Bank endorse Corporate Refund Undertaking letter to the Lessee guarantee to refund total amount paid for processing, delivery and handling fee for issuance of fresh cut BG to lessee Bank Account. Lessor bank will issue RWA LETTER to lessee bank stating their readiness to issue BG to their client.

3. Within 2 working days after Lessee receives Lessor's signed and sealed Bank endorse Corporate Refund Undertaking letter and Invoice, Lessee will make payment by wire transfer into the Lessor's bank account for processing fee to deliver their BG/SBLC electronic copy via swift MT760 {Bank to Bank Swift}.

4. Within 24hours Lessor confirmed lessee transmission fee in their bank account, Lessor will instruct their issuer bank to deliver BG/SBLC copy to client account via SWIFT Mt760.

5. Lessee pays Lessor the leasing fee and the brokers their commission fees not later than five (5) banking days after the BG/SBLC hard copy is received and confirmed at lessee's bank, which will be delivered via Bank Bonded Courier service.

Thanks for your co-operation.

Mr. Paul Mann
Financial Brokers
+1 213 233 3506
Email: leoldenn@gmail.com

Anti-fraud resources:

What can you do when you receive 419 spam