419 scam: "United Oversea Financial Organization"<mr.bensmith@yahoo.com.hk> BUSINESS LOAN OFFER

joewein.de LLC
fighting spam and scams on the Internet

Try our spam filter!
Free trial for 30 days

Home

About Us

Spam

419/Nigeria

Fraud

Contact

"419" Scam – Advance Fee / Fake Lottery Scam

The so-called "419" scam is a type of fraud dominated by criminals from Nigeria and other countries in Africa. Victims of the scam are promised a large amount of money, such as a lottery prize, inheritance, money sitting in some bank account, etc.

Victims never receive this non-existent fortune but are tricked into sending their money to the criminals, who remain anonymous. They hide their real identity and location by using fake names and fake postal addresses as well as communicating via anonymous free email accounts and mobile phones.

Keep in mind that scammers DO NOT use their real names when defrauding people.
The criminals either abuse names of real people or companies or invent names or addresses.
Any real people or companies mentioned below have NO CONNECTION to the scammers!

Read more about such scams here or in our 419 FAQ. Use the Scam-O-Matic to verify suspect emails.

Click here to report a problem with this page.

Some comments by the Scam-O-Matic about the following email:

An email address listed inside this email has been used in a known fraud before.
This email uses a separate reply address that is different from the sender address. Spammers use this to get replies even when the original spam sending accounts have been shut down. Also, sometimes the sender addresses are legitimate looking but fake and only the reply address is actually an email account controlled by the scammers.
The following phrases in this message should put you on alert:
- ",000,000" (they want you to be blinded by the prospect of quick money, but the only money that ever changes hands in 419 scams is from you to the criminals)
- "00,000.00" (they want you to be blinded by the prospect of quick money, but the only money that ever changes hands in 419 scams is from you to the criminals)
- "loan amount" (Beware of fake loan offers. Real lenders would not normally use free webmail addresses such as Yahoo, nor would they lend to individuals or small businesses in a different country from where they are based. Beware of mobile phones or redirector numbers!)
- "loanofficecompany@yahoo.com.hk" (This email address looks like addresses used in fake loan scams. Be suspicious of any lender who uses a free webmail address or who is based in different country from yourself.)
This email message is a 419 scam. Please see our 419 FAQ for more details on such scams.
This email lists free webmail addresses. Use of such addresses is typical for scams. Lotteries, banks and any but the smallest of companies do not normally use such addresses. Criminals use them to anonymously send and receive email at Internet cafes.
- loanofficecompany@yahoo.com.hk (email address has been used in a known fraud before)

Fraud email example:

From: "United Oversea Financial Organization" (may be fake)
Reply-To: <loanofficecompany@yahoo.com.hk>
Date: Sat, 5 Mar 2011 16:21:32 +0530
Subject: BUSINESS LOAN OFFER

United Oversea Financial Organization
23 Colony Krishna Singh Palace, National
Business Plaza Maharashtra India

Are you finding it difficult to pay your bills or are you having problem financing your business project,
do you need financial assistance to do your business transactions? contact us immediately.

United Oversea Financial Organization offers loan of any magnitude of funds, helping business, hospitals, schools,
and all kind of company to stand on their own grounds existence.

We provide loan advisory portal of personal loan, home loan, business loan, mortgage loan, project loan and private
loan for builders, hotels, colleges, hospital, companies etc.

Amount applied for must be $20,000 USD to $500 MILLION USD +. our loan interest rate is 3% of the total capital

FEATURES:
1. NO COLLATERAL & GUARANTOR NEEDED
2. 100% LEGITIMACY AND ACCURACY
3. LOAN AMOUNT FROM US$20,000 TO US$500,000,000.00
4. FLEXIBLE REPAYMENT
5. TENURE FROM 12 TO 180 MONTHS( 1-20YEARS)
6. INTEREST RATE AS LOW AS 3%***
7. PROCESSING PERIOD ONLY 2 DAYS***
8. MEANS OF COMMUNICATION IS STRICTLY ON ENGLISH LANGUAGE.

United Oversea Financial Organization is a world wide organization that gives international loan to any reputable personality/firm
that will be able to manage funds. We are affiliated to United Oversea bank Malaysia and Singapore and customers has been enjoying our
service which inspire them to refer more customers to us.

This Financial firm was introduced to India by Dr Albert kumar singh in 1990 and have been lending funds to big
organization in the world for several years of establishment.

***TERMS AND CONDITION TO BE APPLIED***

CONDITION:
1. AGE FROM 21 AND ABOVE
2. ANYONE WITH A GOOD EMPLOYMENT HISTORY, OR PROOF OF INCOME MAY APPLY

Customer must fill the following in orderly manner:

*Full Name:
*Job Function:
*Company/Organization:
*Email Address:
*Sex:
*Age:
*Phone:
*Street Address:
*City:
*Country:
*ZIP/Postal Code:
*Monthly Income:
*Purpose of Loan:
*Amount Needed:
*Loan Duration (maximum of 20 years):

On acknowledgment of these details, we will send you a well calculated and
break down of our Terms and Conditions.
=============================
Mode of Payment:
* Payment by bank to bank transfer
=============================
Note that we provide the best of service to our clients and make transfer
of the loan grant when needed by the borrower.

Regards,
Mr. Gibson Hort.
EMAIL:loanofficecompany@yahoo.com.hk

DISCLAIMER:
This message was sent as an advert from our company's isp data base.
if you don't need a loan please don't abuse this message otherwise kindly
ignore for security reason.

Anti-fraud resources:

What can you do when you receive 419 spam