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"419" Scam – Advance Fee / Fake Lottery Scam

The so-called "419" scam is a type of fraud dominated by criminals from Nigeria and other countries in Africa. Victims of the scam are promised a large amount of money, such as a lottery prize, inheritance, money sitting in some bank account, etc.

Victims never receive this non-existent fortune but are tricked into sending their money to the criminals, who remain anonymous. They hide their real identity and location by using fake names and fake postal addresses as well as communicating via anonymous free email accounts and mobile phones.

Keep in mind that scammers DO NOT use their real names when defrauding people.
The criminals either abuse names of real people or companies or invent names or addresses.
Any real people or companies mentioned below have NO CONNECTION to the scammers!

Read more about such scams here or in our 419 FAQ. Use the Scam-O-Matic to verify suspect emails.

Click here to report a problem with this page.

 

 

Some comments by the Scam-O-Matic about the following email:

Fraud email example:

From: "Mr Mark Foreman" (may be fake)
Reply-To: <ltlenders@aol.es>
Date: Mon, 22 Nov 2010 22:45:00 +0100
Subject: Low Interest Loan @ 2.28%

Affordable Loan Offer @ 2.28% fixed interest rate.

Good Day,

We brought you good news from this day on. Getting a loan from your local
banks has always been a huge problem for an individual on a low income
whom are financially in needs. SPANISH MORTGAGE is your answer to your
financial needs as we have been given the privilege to meet your financial
needs. The issue of credit shouldn't stop you from getting the loan that
you needs. We give out loan ranging from US$20, 000.00 to maximum US$5,
000, 000.00 to individuals in need of financial assistance, that have a
bad credit or in need of money to pay bills, to invest on business etc.

We want to use this medium to inform you that we render reliable
beneficiary assistance as We'll be glad to offer you a loan. The
application process is quick and straightforward. We aim to give you a
prompt response.

Amounts
· Loans are available between $20,000.00 - $5,000,000.00
Term
· Loans are advanced over a period of 5 to 40 years
· No penalties for early repayment
Interest Rate
· Loans are charged 2.28%

Applicant Loan And Contact Information
1. Full Name:
2. Address:
3. Country:
4. State:
5. Occupation:
6. Telephone Number:
7. Age:
8. Purpose of loan:
9. Marital Status:
10. Sex:
11. Amount Needed:
12. Loan Duration:

By submitting this application, the Applicant claims to have provided the
above
information true and accurately. Missing information will delay a decision on
your loan.

Contact e-mail: smortgage@aol.es

Thanks for your understanding and waiting to hear from you.

Regards
SPANISH MORTGAGE INC.

______________________________________________________________________
This email has been scanned by the MessageLabs Email Security System.
For more information please visit http://www.messagelabs.com/email
______________________________________________________________________

Anti-fraud resources: