419 scam: "SMITH LOAN INVESTMENT LIMITED" <info@loan.com> APPLY NOW FOR A LOAN NOW AT 1% INTEREST RATE

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"419" Scam – Advance Fee / Fake Lottery Scam

The so-called "419" scam is a type of fraud dominated by criminals from Nigeria and other countries in Africa. Victims of the scam are promised a large amount of money, such as a lottery prize, inheritance, money sitting in some bank account, etc.

Victims never receive this non-existent fortune but are tricked into sending their money to the criminals, who remain anonymous. They hide their real identity and location by using fake names and fake postal addresses as well as communicating via anonymous free email accounts and mobile phones.

Keep in mind that scammers DO NOT use their real names when defrauding people.
The criminals either abuse names of real people or companies or invent names or addresses.
Any real people or companies mentioned below have NO CONNECTION to the scammers!

Read more about such scams here or in our 419 FAQ. Use the Scam-O-Matic to verify suspect emails.

Click here to report a problem with this page.

Some comments by the Scam-O-Matic about the following email:

This email uses a separate reply address that is different from the sender address. Spammers use this to get replies even when the original spam sending accounts have been shut down. Also, sometimes the sender addresses are legitimate looking but fake and only the reply address is actually an email account controlled by the scammers.
The following phrases in this message should put you on alert:
- ",000,000" (they want you to be blinded by the prospect of quick money, but the only money that ever changes hands in 419 scams is from you to the criminals)
- "your loan " (Beware of fake loan offers. Real lenders would not normally use free webmail addresses such as Yahoo, nor would they lend to individuals or small businesses in a different country from where they are based. Beware of mobile phones or redirector numbers!)
This email message is a 419 scam. Please see our 419 FAQ for more details on such scams.

Fraud email example:

From: "SMITH LOAN INVESTMENT LIMITED" <info@loan.com>
Reply-To: donaldsmithfirm005@live.com
Date: Thu, 27 May 2010 13:57:33 -0600
Subject: APPLY NOW FOR A LOAN NOW AT 1% INTEREST RATE

Good Day,

I am Rev. Donald Smith a private investor i give out secured guarantee loans
to Business Men and women who are into Business transaction,automobile
purchase, house purchase loan and other personal loans E.T.C. we give out
long term loan for five to fifty years maximum with 1% interest rate in this
you can as well tell us the amount you need so that we will send to you the
terms and condition that is if you are really interested in getting a loan
from us, Loans are given out in United States Dollar with the maximum and
minimum values of this amount.

OUR PACKAGES INCLUDE;
*Platinum package loan:$3,000,000 and above
*Gold Package Loan:$2,000,000 and above
*Premium Package loan:$1,000,000 and above
*Mortgage Loan:$500,000 and above
*Auto Loan:$250,000 and above
*Home Loan:$200,000 and above
*Business Loan:$150 ,000 and above
*International Loan:$100,000 and above
*Personal Loan:$25,000 and above
*Student Loan:$20,000 and above

I also render Collateral And Non- Collateral Loans For Your Business Start
up. If you are interested you Fill out the Application details below so that
we can start the processing of your loan sum.

APPLICATION DETAILS
First Name:
Last Name:
Gender:
Marital status:
Contact Address:
City/Zip code:
Country:
Date of Birth:
Amount Needed as Loan:
Loan Duration:
Monthly Income/Yearly Income:
Occupation:
Purpose for Loan:
Phone:
Fax:

In acknowledgment to these details, I will send you a well calculated Terms
and Condition which will include the agreement.

Furthermore be informed that you will also need a form of Identification
which can be either a Driver's License or your working Identity card.Forward
details this email address:donaldsmithfirm005@live.com

Rev. Donald Smith
CEO SMITH LOAN INVESTMENT LIMITED

Anti-fraud resources:

What can you do when you receive 419 spam