From: MA DELUN <madelun@webdunia.com>
Reply-To: madelun01@hotmail.com
Date: Sat, 01 May 2010 03:40:18 -0500
Subject: Please Read Carefully


Good day,

I am Ma Delun,a staff of Private

Banking Services at the Bank of China
(BOC) United Kingdom. I am contacting

you concerning our customer and,
an investment placed under our banks

management 5 years ago.

I would respectfully request that you

keep the contents of this mail
confidential and respect the

integrity of the information you come

by as a
result of this mail. I contacted you

independently of our investigation
and no one is informed of this

communication.


I would like to intimate you with

certain facts that I believe would be

of
interest to you.

In 2003, the subject matter; ref:

bb/boc/bank/0012 came to our bank

to
engage in business discussions with

our Private Banking Services
Department. He informed us that he

had a financial portfolio of 8.35
million United States Dollars, which

he wished to have us turn over
(invest) on his behalf.

I was the officer assigned to his

case; I made numerous suggestions in
line with my duties as the de-facto

chief operations officer of the
Private Banking Services Department,

especially given the volume of funds
he wished to put into our bank. We

met on numerous occasions prior to

any
investments being placed. I

encouraged him to consider various

growth
funds with prime ratings.

The favored route in my advice to

customers is to start by assessing

data
on 6000 traditional stocks and bond

managers and 2000 managers of
alternative investments. Based on my

advice, we spun the money around
various opportunities and made

attractive margins for our first

months of
operation, the accrued profit and

interest stood at this point at over

10
million United States Dollars, this

margin was not the full potential of
the fund but he desired low risk

guaranteed returns oninvestments.

In mid 2005, he asked that the money

be liquidated because he needed to
make an urgent investment requiring

cash payments in Europe. He directed
that I liquidate the funds and had it

deposited with a firm. I informed
him that the bank would have to make

special arrangements to have this
done and in order not to circumvent

due process, the bank would have to
make a 9.5 % deduction from the funds

to cater for banking and
statutory charges.

He complained about the charges but

later came around when I explained to
him the complexities of the task he

was asking of us.

Cash movement across borders has

become especially strict since the
incidents of 9/11. I contacted my

affiliate in and had the funds
available.

I undertook all the processes and

made sure I followed his precise
instructions to the letter and had

the funds deposited in a security
consultancy firm, the firm is a

specialist private firm that accepts
deposits from high net worth

individuals and blue chip

corporations that
handle valuable products or undertake

transactions that need immediate
access to cash. This small and highly

private organization is familiar
especially to the highly placed and

well-connected organizations.

In line with instructions, the money

was deposited . He told me he wanted
the money there in anticipation of

his arrival from Norway later that
week. This was the last communication

we had, this transpired around 9th
October, 2005.

In January last year, we got a call

from the security firm informing us
that the inactivity of that

particular portfolio. This was an

astounding
position as far as I was concerned,

given the fact that I managed the
private banking sector I was the only

one who knew about the deposit , and
I could not understand why he had not

come forward to claim his deposit.

I made futile efforts to locate him I

immediately passed the task of
locating him to the internal

investigations department of the bank

of
china. Four days later, information

started to trickle in, apparently he
was dead. A person who suited his

description was declared dead of a

heart
attack in Canne, South of France. We

were soon enough able to identify the
body and cause of death was

confirmed.

The bank immediately launched an

investigation into possible surviving
next of kin to alert about the

situation and also to come forward to

claim
his estate. If you are familiar with

private banking affairs, those who
patronize our services usually prefer

anonymity, but also some levels of
detachment from conventional

processes. In his bio-data form, he

listed no
next of kin.

In the field of private banking,

opening an account with us means no

one
will know of its existence, accounts

are rarely held under a name
depositors use numbers and codes to

make the accounts anonymous. This

bank
also gives the choice to depositors

of having their mail sent to them or
held at the bank itself, ensuring

that there are no traces of the

account
and as I said, rarely do they

nominate next of kin. Private banking
clients apart from not nominating

next of kin also usually in most

cases
leave wills in
our care, in this case; he died

intestate.

In line with our internal processes

for account holders who have passed
away, we instituted our own

investigations in good faith to

determine who
should have right to claim the

estate. This investigation has for

the past
months been unfruitful. We have

scanned every continent and used our
private investigation affiliate

companies to get to the root of the
problem.

The investigation did not ever yield

any result My official capacity
dictates that I am the only party to

supervise the investigation and the
only party to receive the results of

the investigation. This leaves me as
the only person with the full picture

of what the prevailing
situation is in relation to the

deposit and the late beneficiary of

the
deposit. According to practice, the

firm will by the end of this

financial
year broadcast a request for

statements of claim to BOC, failing

to
receive viable claims they will most

probably revert the deposit back to
BOC. This will result in the money

entering the BOC accounting system

and
the portfolio will be out of my hands

and out of the Private Banking
Services Department. This will not

happen if I have my way.

What I wish to relate to you will

smack of unethical practice but I

want
you to understand something. It is

only an outsider to the banking world
who finds the internal politics of

the banking world aberrational. The
world of private banking especially

is fraught with huge rewards for

those
who occupy certain offices and

oversee certain portfolios. You

should have
begun by now to put together the

general direction of what I propose.

There is US$ 8,370,000.00 deposited ,

I alone have the deposit details and
they will release the deposit to no

one unless I instruct them to do so.

I alone know of the existence of this

deposit for as far as BOC is
concerned, the transaction with our

deceased customer concluded when I
sent the funds to the firm, all

outstanding interactions in relation

to
the file are just customer services

and due process. They are simply
awaiting instructions to release the

deposit to any party that comes
forward.

This is the situation. This bank has

spent great amounts of money trying
to track this man's family; they have

investigated for months and have
found no family. The investigation

has come to an end.

My proposal; I am prepared to place

you in a position to give instruction
for the release of the deposit to

you as the closest surviving

relation.

Upon receipt of the deposit, I am

prepared to share the money with you

in
half. That is: I will simply nominate

you as the next of kin and have them
release the deposit to you. We share

the proceeds 50/50.

I would have gone ahead to ask the

funds be released to me, but that

would
have drawn a straight line to me and

my involvement in claiming the
deposit. I assure you that I could

have the deposit released to you

within
a few days. I will simply inform the

bank of the final closing of the file
relating to the customer I will then

officially communicate with firm
and instruct them to release the

deposit to you. With these two

things:
all is done. The alternative would be

for us to have firm direct the funds
to another bank with you as account

holder. This way there will be no

need
for you to think of receiving the

money from the firm. We can

fine-tune
this based on our interactions.

I am aware of the consequences of

this proposal. I ask that if you find

no
interest in this project that you

should discard this mail. I ask that

you
do not be vindictive and destructive.

If my offer is of no appeal to you,
delete this message and forget I ever

contacted you. Do not destroy my
career because you do not approve of

my proposal. You may not know this
but people like myself who have made

tidy sums out of comparable
situations run the whole private

banking sector.

I am not a criminal and what I do, I

do not find against good conscience,
this may be hard for you to

understand, but the dynamics of my

industry
dictates that I make this move. Such

opportunities only come ones' way
once in a lifetime. I cannot let this

chance pass me by, for once I find
myself in total control of my

destiny. These chances won't pass me

by. I
ask that you do not destroy my

chance, if you will not work with me

let
me know and let me move on with my

life but do not destroy me. I am a
family man and this is an opportunity

to provide them with new
opportunities. There is a reward for

this project and it is a task well
worth undertaking. I have evaluated

the risks and the only risk I have
here is from you refusing to work

with me and alerting my bank. I am

the
only one who knows of this situation,

good fortune has blessed you with a
name that has planted you into the

center of relevance in my life. Let's
share the blessing.

If you find yourself able to work

with me, contact me through this same
email account. If you give me

positive signals, I will initiate

this
process towards a conclusion. I wish

to inform you that should you contact
me via official channels; I will deny

knowing you and about this project.

I repeat, I do not want you

contacting me through my official

phone lines
nor do I want you contacting me

through my official email account.

Contact
me only through this email address. I

do not want any direct link
between you and me. My official lines

are not secure lines as they are
periodically monitored to assess our

level of customer care in line with
our Total Quality Management Policy.

Please observe this instruction

religiously. Please, again, note I am

a
family man; I have a wife and

children. I send you this mail not

without a
measure of fear as to what the

consequences, but I know within me

that
nothing ventured is nothing gained

and that success and riches never

come
easy or on a platter of gold. This is

the one truth I have learned from my
private banking clients. Do not

betray my confidence. If we can be of

one
accord, send me your response on my

email madelun01@hotmail.com to
enable us commence this line of

discussion.


I await your response.

Ma Delun