419 scam: "PLATINUM HABIB FINANCIAL COMPANY" <info@loanfirm.com> LOAN ALERT@ 3%

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"419" Scam – Advance Fee / Fake Lottery Scam

The so-called "419" scam is a type of fraud dominated by criminals from Nigeria and other countries in Africa. Victims of the scam are promised a large amount of money, such as a lottery prize, inheritance, money sitting in some bank account, etc.

Victims never receive this non-existent fortune but are tricked into sending their money to the criminals, who remain anonymous. They hide their real identity and location by using fake names and fake postal addresses as well as communicating via anonymous free email accounts and mobile phones.

Keep in mind that scammers DO NOT use their real names when defrauding people.
The criminals either abuse names of real people or companies or invent names or addresses.
Any real people or companies mentioned below have NO CONNECTION to the scammers!

Read more about such scams here or in our 419 FAQ. Use the Scam-O-Matic to verify suspect emails.

Click here to report a problem with this page.

Some comments by the Scam-O-Matic about the following email:

This email uses a separate reply address that is different from the sender address. Spammers use this to get replies even when the original spam sending accounts have been shut down. Also, sometimes the sender addresses are legitimate looking but fake and only the reply address is actually an email account controlled by the scammers.
The following phrases in this message should put you on alert:
- ",000,000" (they want you to be blinded by the prospect of quick money, but the only money that ever changes hands in 419 scams is from you to the criminals)
- "00,000.00" (they want you to be blinded by the prospect of quick money, but the only money that ever changes hands in 419 scams is from you to the criminals)
- "your loan " (Beware of fake loan offers. Real lenders would not normally use free webmail addresses such as Yahoo, nor would they lend to individuals or small businesses in a different country from where they are based. Beware of mobile phones or redirector numbers!)
- "enquiries.platinumhabibloan@discuz.org" (This email address looks like addresses used in fake loan scams. Be suspicious of any lender who uses a free webmail address or who is based in different country from yourself.)
This email message is a 419 scam. Please see our 419 FAQ for more details on such scams.
This email lists mobile phone numbers. Use of such numbers is typical for scams because they allow criminals to conceal their true location. They can receive calls in an Internet cafe from where they send you emails, while pretending to be in some office.
- +447045709292 (UK, redirects to a mobile phone in another country)

Fraud email example:

From: "PLATINUM HABIB FINANCIAL COMPANY" <info@loanfirm.com>
Reply-To: enquiries.platinumhabibloan@discuz.org
Date: Mon, 25 Jan 2010 05:37:08 -0500
Subject: LOAN ALERT@ 3%

PLATINUM HABIB FINANCIAL COMPANY.
House 53UKB, Ruthberry Avenue,
Manchester, SK9 1AXMUK
United Kingdom.

Get A Loan For Your Personal Investment Project, Accumulated Bills Settlement
or Company Investment Projects.

Greetings From PLATINUM HABIB INVESTMENT. Platinum Habib Loan Firm is
offering a floating loan scheme at 3% interest rate with valid $ proper
identification. You can send your application for any amount of loan you
might be looking for. We Offer LOANS ranging from $10,000.00 USD Min. to
$150,000,000.00 USD Max. at 3% interest rate per annum. We give out long term
loan for five to Fifty years maximum (5-50 yrs) of Repayment.

We offer the following kinds of loans and many more;

* Personal Loans ( Unsecured Loan)
* Business Loans ( Unsecured Loan)
* Consolidation Loan
* Combination Loan
* Home Improvement

We give out loan on a clear and understandable terms and conditions. This
offer is strictly for serious minded individual, firms or companies.
Applicants below the age of 18 is not eligible to apply. If you are
interested in our financial offer,do not hesitate to furnish us with the
details below to commence with the processing of your loan sum accordingly.

First Name:___________________________
Last Name:___________________________
Gender:_______________________________
Marital status:_______________________
Contact Address:______________________
City/Zip code:________________________
Country:_____________________________
Date of Birth:________________________
Amount Needed as Loan:________________
Loan Duration:________________________
Monthly Income/Yearly Income:_________
Occupation:___________________________
Purpose for Loan:_____________________
Phone:_______________________________
Fax:__________________________________

In acknowledgment to these details, we will send you a well calculated Terms
and Conditions which will include the Agreement.

Furthermore be informed that you will also need a form of identification
which can be either a Driver's License or your working Identity card.

Thanks For Your Patronage!!!

Regards,

Dr. Clavicorn Hamilton
Financial Controller/London Operation Manager.
EMAIL: enquiries.platinumhabibloan@discuz.org
Tel: +44-704-570-9292

Anti-fraud resources:

What can you do when you receive 419 spam