Greetings to you,
How are you today and business in your country? I am Mr. Xing Ming, Bank Manager of a bank in China. I would respectfully request that you keep the contents of this mail confidential and respect the integrity of the information you come by as a result of this mail. I contacted you independently of our investigation and no one is informed of this communication. I would like to intimate you with certain facts that I believe would be of interest to you. I know you would be wondering why I am writing you with a request such as this but I only urge you to read on.
In November 1999, a British Oil consultant/contractor with the Chinese Solid Minerals Corporation, made a numbered time (Fixed) Deposit for twelve calendar months, valued at some millions of United States dollars in my branch. Upon maturity, I sent a routine notification to his forwarding address in America and Britain but got no reply. After a month, we sent a reminder and finally we discovered from his contract employers, the Chinese Solid Minerals Corporation contractor died alongside his wife, from an airplane crash. The bank immediately launched an investigation into possible surviving next of kin to alert
about the situation and also to come forward to claim his estate. If you are familiar with private banking affairs, those who patronize our services usually prefer anonymity, but also some levels of detachment from conventional processes. In his bio-data form, he listed no next of kin. In the field of private banking, opening an account with us means no one will know of its existence, accounts are rarely held under a name; depositors use numbers and codes to make the accounts anonymous. This bank also gives the choice to depositors of having their mail sent to them or held at the bank itself, ensuring that there are no traces of the account and as I said, rarely do they nominate next of kin. Private banking clients apart from not nominating next of kin also usually in most cases leave wills in our care, in this case; the British Oil consultant/contractor died interstate.
In line with our internal processes for account holders who have passed away, we instituted our own investigations in good faith to determine who should have right to claim the estate. This investigation has for the past months been unfruitful. We have scanned every continent and used our private investigation affiliate companies to get to the root of the problem. This money has since been sitting in my Bank and the interest is being rolled over with the principal sum at the end of each year. No one will ever come forward to claim it. According to the Laws of Republic of China, at the expiration of 6 (six) years, the money will revert to the ownership of the Chinese Government if nobody applies to claim the funds. What I wish to relate to you will smack of unethical practice but I want you to understand
something. It is only an outsider to the banking world who finds the internal politics of the banking world aberrational. The world of banking especially is fraught with huge rewards for those who occupy certain offices and oversee certain portfolios. You should have begun by now to put together the general direction of what I propose. There is a large sum of money deposited in my bank, I alone have the deposit details and they will release the deposit to no one unless evidence of relationship with the deceased, which I shall provide you with, is presented. I alone know of the existence of this deposit for as far as my Bank is concerned, the bank's management has no single idea of what’s the history or nature of the deposit. They are simply awaiting instructions to release the deposit to any party that comes forward.
This is the situation. This bank has spent great amounts of money trying to track this man's family; they have investigated for months and have found no family. The investigation has come to an end. Consequently, my proposal is that I will like you as a foreigner to stand in as the next of kin to the deceased so that the fruits of this old man's labour will not get into the hands of some corrupt government officials. Acting in this capacity really is simple, all you have to do is provide your full names and address so that an attorney here can prepare the necessary documents and affidavits that will put you in place as the next of kin. We shall employ the services of an attorney for drafting and notarization of the WILL and to obtain the necessary authentication, approval and a letter of
probate/administration in your favour for the transfer to be done. A bank account in any part of the world that you then provide me with will then facilitate the transfer of this money to you as the beneficiary/next of kin. The money will be paid into your account for us to share 80/20.
I am aware of the consequences of this proposal. I ask that if you find no interest in this project that you should discard this mail. I ask that do not be vindictive and destructive. If my offer is of no appeal to you, delete this message and forget I ever contacted you. Do not destroy my career because you do not approve of my proposal. You may not know this but people like me who have made tidy sums out of comparable situations run the whole private banking sector. I am not a criminal and what I do, I do not find against good conscience, this may be hard for you to understand, but the dynamics of my industry dictates that I make this move. Such opportunities only come ones' way once in a lifetime. I cannot let this chance pass me by, for once I find myself in total control of my destiny. This is my
chance and I won’t let it pass me by. I ask that you do not destroy my chance, if you will not work with me let me know and let me move on with my life but do not destroy me. I am a family man and this is an opportunity to provide my family with new opportunities. There is a reward for this project and it is a task well worth undertaking. I have evaluated the risks and the only risk I have here is from you refusing to work with me and alerting my bank.
There is no risk whatsoever as all the paperwork for this transaction will be done by the attorney and my position as the Branch Manager guarantees the successful execution of this transaction. If you are interested in this lucrative role, I urge you to indicate to that effect. Upon your response, if favourable, I shall provide you with more details and relevant information that will help you get full understanding of the transaction. If you find yourself able to work with me, contact me through this email address. If you give me positive signals, I will initiate this process towards a conclusion. I wish to inform you that should you contact me via official channels; I will deny knowing you and about this project. I repeat, I do not want you contacting me through my official phone lines nor do I want you
contacting me through my official email account. Contact me only through the numbers I will provide for you and also through the email address I have provided. My official lines are not secure lines as they are periodically monitored to assess our level of customer care in line with our Total Quality Management Policy. Please observe this instruction religiously. Please, again, note I am a family man; I have a wife and children. I send you this mail not without a measure of fear as to what the consequences may be, but I know within me that nothing ventured is nothing gained and that success and riches never come easy or on a platter of gold. This is the one truth I have learned from my private banking clients. Do not betray my confidence. If we can be of one accord, we should plan a meeting soon.
In closing, please observe utmost confidentiality, and be rest assured that this transaction would be most profitable for both of us. Upon receiving your reply, I will then furnish you with a more comprehensive detail of this transaction, the amount involved and what is required of you in order for us to achieve the success of this business.
Awaiting your urgent reply,
Yours Sincerely,
Xing Ming.
