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"419" Scam – Advance Fee / Fake Lottery Scam

The so-called "419" scam is a type of fraud dominated by criminals from Nigeria and other countries in Africa. Victims of the scam are promised a large amount of money, such as a lottery prize, inheritance, money sitting in some bank account, etc.

Victims never receive this non-existent fortune but are tricked into sending their money to the criminals, who remain anonymous. They hide their real identity and location by using fake names and fake postal addresses as well as communicating via anonymous free email accounts and mobile phones.

Keep in mind that scammers DO NOT use their real names when defrauding people.
The criminals either abuse names of real people or companies or invent names or addresses.
Any real people or companies mentioned below have NO CONNECTION to the scammers!

Read more about such scams here or in our 419 FAQ. Use the Scam-O-Matic to verify suspect emails.

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Some comments by the Scam-O-Matic about the following email:

Fraud email example:

From: mr bernard marion <bernardmarion0220@yahoo.com>
Date: Thu, 30 Oct 2014 18:18:27 +0400
Subject: YOUR CO-OPERATION NEEDED PLEASE


Dear Sir/Madam

Firstly, I must solicit your confidence in this transaction and please accept my apology for sending you this sensitive information via mail without meeting you in person, Its due to my urgent need of a foreign partner that made me to contact you,I am personal Assistant to the Branch Manager of Commercial Bank Of Ghana. I want to inquire from you if you can handle this transaction for mutual benefits/life opportunity for you and i. The transaction is about seeking your consent to present you as the next of kin/ beneficiary of the US$ 10 MILLION DOLLARS [TEN MILLION USD UNITED STATES DOLLARS,

This fund was deposit by one of our recent late customer from United State Miss. Joan Alexandra Molinsky, known as Joan Rivers, was an American actress, comedian, she was an shareholders in telecommunication here in Ghana. Firstly, you will have to open communication with our bank by applying for the claim as the (beneficiary) to this fund; I shall be directing you on the process to get this fund transfer into your bank account after you have applied. All expenses incurred by the both parties in this transaction will be deducted out from 5% of the total fund before the sharing of the fund in ratio of 50/50.

She died on September 4 during her throat surgery . The Fund is currently in a suspense account waiting for claims, the bank made a public notice that they are ready to release this fund to any of her relatives abroad.THEREFORE, by virtue of its nature as being utterly CONFIDENTIAL, top secret should be maintained please because i am still in the active service i do not need any form of implication especially now I'm in the verge of my retirement to endanger my career at last.

Since we got the information about her death since September 4, 2014
we have been expecting her next of kin to come over and claim her fund because we cannot release it unless some body applies for it as next of kin or relatives to the deceased as indicated in our banking guidelines and laws.

In that regard, i decided to seek your consent for this prospective opportunity. Have it at the back of your mind, that the transaction does not involved any RISK, and does not needs much engagement from you, since i am familiar with this kind of transaction being an insider.Necessary modalities will be worked out to enable us carry out the fund claims under a legitimate arrangement.

I will give you more details about the transaction when I receive your affirmative response,more clarification information.

I'm waiting to hear from you soon.

Thanks and God bless.

Mr.Bernard Marion

Mobile: +233 244863318

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