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"419" Scam – Advance Fee / Fake Lottery Scam

The so-called "419" scam is a type of fraud dominated by criminals from Nigeria and other countries in Africa. Victims of the scam are promised a large amount of money, such as a lottery prize, inheritance, money sitting in some bank account, etc.

Victims never receive this non-existent fortune but are tricked into sending their money to the criminals, who remain anonymous. They hide their real identity and location by using fake names and fake postal addresses as well as communicating via anonymous free email accounts and mobile phones.

Keep in mind that scammers DO NOT use their real names when defrauding people.
The criminals either abuse names of real people or companies or invent names or addresses.
Any real people or companies mentioned below have NO CONNECTION to the scammers!

Read more about such scams here or in our 419 FAQ. Use the Scam-O-Matic to verify suspect emails.

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Some comments by the Scam-O-Matic about the following email:

Fraud email example:

From: loandepertment@occ.com
Reply-To: overseacredit@careceo.com
Date: Fri, 01 Nov 2013 15:17:36 +0100
Subject: RE: HELLO

The oversea credit commission office is offering credit restoration and debt solution,
We are offering you Our debt solution process that has been designed to get you out of debt as fast as possible and may let you pay back less than what you owe Corporation with the aim of assisting consumers to rectify incorrect or disputable Credit Listings.

We Fix Credit utilises the expertise of its Principals and Consultants to achieve a Positive Result for its Clients.
We developed first credit restoration process to remove negative listings (black marks) from credit reports.

As a responsible lender, CCM will seek to provide you with a credit limit that reflects your needs and your ability to manage your account. As a new customer, you'll start with an easy to manage credit limit between $20,000 and $50,000. You could get a credit limit increase on your 4th statement and further increases every 4 months, up to $100,000
We specialise in helping people repair bad credit, we help people who have been turned down for credit elsewhere.

We provide a sensible way to stay in control of your money.
We offer a responsible and reliable financial service.
We are a UK based company.

We are part of the Caja Castilla Financial Group http://ccm24online.cu.cc/access which was founded more than 30 years ago.

Instant Decision,No Obligation,Bad Credit Accepted,Tenants and Homeowners Accepted
NO Guararantor Required, Repayment terms from 3 months to 60 months,we pay in on weekly basis,Your wages get paid into your own bank account .
Feel free to contact our processing officer on overseacredit@careceo.com for more details if you are interested.

Loan Depertment
Oversea Credit Commission Office

Anti-fraud resources: