From: "MELVIN GRAHA" <mail@k.net>
Reply-To: mgraha@post.com
Date: Fri, 20 Apr 2012 02:54:22 +0800
Subject: ATTENTION REQUEST

Good-day,


I am Melvin Graha of Standard Bank Plc, United Kingdom. I am contacting you concerning a
deceased customer and an investment he placed under our banks management three years
ago, and I would respectfully request that you keep the contents of this mail
confidential and respect the integrity of the information you come by as a result of
this mail. I am contacting you independently of our investigation and no one is informed
of this
communication. I would like to intimate you with certain facts that I believe would be
of interest to you.

In the year 2004, the subjects matter; came to our bank to engage in business
discussions. He informed us that he had a financial portfolio of Eight Million three
hundred and seventy Thousand British Pounds Sterling, which he wished to have us turn
over(invest) on his behalf.

I decided to treat his case personally; I made numerous suggestions in line with my
duties as the de-facto chief Intermediary Sales department of the bank, especially given
the volume of funds he wished to put into our bank. We met on numerous occasions prior
to any investments being placed. I encouraged him to consider various growth funds with
prime ratings. The favored route in my advice to customers is to start by assessing data
on 6000 traditional stocks and bond managers and 2000 managers of alternative
investments. Based on my advice, we spun the money around various opportunities and made
attractive margins for our first months of operation, the accrued profit and interest
stood at this point at over One million United States Dollars, this margin was not the
full potential of the fund but he desired low risk guaranteed returns on investments.

In November 2005, he asked that the money be liquidated because he needed to make an
urgent investment requiring cash payments in Finland . Where he said,he is investing
with a Firm that is building a housing estate outside Helsinki for the government of
Finland . He directed that I liquidate the investment and deposit the funds with a
security firm. I informed him that Standard Bank Plc would have to make special
arrangements to have this done and in order not to circumvent due process, the bank
would have to make a 9.5 % deduction from the funds to cater for banking and statutory
charges. He complained about the charges but later came around when I explained to him
the complexities of the task he was asking of us.

Cash movement across boarders has become especially strict since the incidents of 9/11.
I contacted my affiliate and made the funds available to a security firm. I undertook
all the processes and made sure I followed his precise instructions to the letter and
had the funds deposited with the security firm The Security Firm is a specialist private
firm that accepts deposits from high net worth individuals and blue chip corporations
that handle valuable products or undertake transactions that need immediate access to
cash. This small and highly private organization is familiar especially to the highly
placed and well-connected organizations. In line with instructions, the money was
deposited with the security firm. The Customer told me he wanted the money there in
anticipation of his arrival from Norway later that week. This was the last communication
we had, this transpired around 25th February 2006.In June last year, we got a call from
the security firm informing us a bout th

e inactivity of that .

This was an astounding position as far as I was concerned, given the fact that I managed
the private banking sector I was the only one who knew about the deposit at the security
firm, and I could not understand why the Customer had not come forward to claim his
deposit. I made futile efforts to locate the Customer. I immediately passed the task of
locating him to the internal investigations department of Standard Bank Plc Four days
later, information started to trickle in, apparently our client was dead. A person who
suited his description was declared dead of a heart attack in canne, in Southern part of
France . The body was identified and the cause of death was confirmed. The bank
immediately launched an investigation into possible surviving next of kin to alert them
about the situation and also to come forward to claim his estate. If you are familiar
with private banking affairs, those who patronize our services usually prefer anonymity,
but also some levels of detachment from conventional processes.

In his bio-data form, he listed no next of kin. In the field of private banking, opening
an account with us means no one will know of its existence,accounts are rarely held
under a name; depositors use numbers and codes to kin. Private banking clients apart
from not nominating next of kin also usually in most cases leave wills in our care, in
this case; the deceased died without a t estate. In line with our internal processes for
account holders who have passed away, we instituted our own investigations in good faith
to determine who should have right to claim the estate. This investigation has for the
past months been unfruitful. We have scanned every continent and used our private
investigation affiliate companies to get to the root of the problem. It is this
investigation that resulted in my being furnished with your details as a possible
relative of the deceased.

My official capacity dictates that I am the only party to supervise the investigation
and the only party to receive the results of the investigation What this means, after
investigating the last batch of names forwarded to us as possible relatives, we have
come to the conclusion that Our dear late fellow died with no known or identifiable
family member. This leaves me as the only person with the full picture of what the
prevailing situation is in relation to the deposit and the late beneficiary of the deposit.
According to practice, The Security Firm will by the end of this year broadcast a
request for statements of claim to Standard Bank Plc, failing to receive viable claims
they will most probably revert the deposit back to Standard Bank Plc. This will result
in the money entering the Standard Bank Plc accounting system and the portfolio will be
out of my hands and out of the private banking division.

This will not happen if I have my way. What I wish to relate to you will smack of
unethical practice but I want you to understand something. It is only an outsider to the
banking world who finds the internal politics of the banking world aberrational. The
world of private banking especially is fraught with huge rewards for those that occupy
certain offices and oversee certain portfolios. You should have begun by now to put
together the general direction of what I propose. There is Eight Million three hundred
and seventy Thousand British Pounds Sterling deposited in a security firm,
I alone have the deposit details and they will release the deposit to no one unless I
instruct them to do so. I alone know of the existence of this deposit for as far as
Standard Bank Plc is concerned.

The transaction with our late customer concluded when I sent the funds to the security
firm, all outstanding interactions in relation to the file are just customer services
and due process. The security Firm has no single idea of what's the history or nature of
the deposit. They are simply awaiting instructions to release the deposit to any party
that come forward. This is the situation. This bank has spent great amounts of money
trying to track this man's family; they have investigated for months and have found no
family. The investigation has come to an end.

My proposal; I am prepared to place you in a position to instruct the security Firm to
release the deposit to you as the closest surviving relative. Upon receipt of the
deposit I am prepared to share the money with you. That is: I will simply nominate you
as the next of kin and have them release the deposit to you and share the proceeds with
you in a percentage we will arrive at taking into consideration our individual level
commitment. I would have gone ahead to ask that the funds be released to me, but that
would have drawn a straight line to me and my involvement in claiming the deposit. But
presenting you as a relative with the right to claim the deposit as a next of kin will
mask my involvement and participation in diverting the deposit for personal use. You
will get all the documents needed to effect this claim immediately you notify me of your
acceptance to claim this deposit for our mutual benefit.

I assure you that I could have the deposit released to you within a few days.I will
simply inform the bank of the final closing of the file relating to the deceased. I will
then officially communicate with The Security Firm and instruct them to release the
deposit to you. With these two things: all is done. The alternative would be for us to
have The Security Firm direct the funds to another bank with you as account holder. This
way there will be no need for you to think of receiving the money from The Security
Company. We can fine-tune this based on our interactions. I am aware of the consequences
of this proposal. I ask that if you find no interest in this project that you should
discard this mail. I ask that you do not be vindictive and destructive.

If my offer is of no appeal to you, delete this message and forget I ever contacted you.
Do not destroy my career because you do not approve of my proposal. You may not know
this but people like myself who have made tidy sums out of comparable situations run
the whole private banking sector.

I am not a criminal and what I do, I do not find against good conscience, this may be
hard for you to understand, but the dynamics of my industry dictates that I make this
move. Such opportunities only come ones' way once in a lifetime. I cannot let this
chance pass me by, for once I find myself in total control of my destiny. These chances
won't pass me by. I ask that you do not destroy my chance, if you will not work with me
let me know and let me move on with my life but do not destroy me. I am a family man and
this is an opportunity to provide them with new opportunities. There is a reward for
this project and it is a task well worth undertaking.

I have evaluated the risks and the only risk I have here is from you refusing to work
with me and alerting my bank. I am the only one who knows of this situation, good
fortune has blessed you with a luck that has planted you into the center of relevance in
my life. Let's share the blessing. If you find yourself able to work with me, contact me
through this email account. If you give me positive signals, I will initiate this
process towards a conclusion. I wish to inform you that should you contact me via
official channels; I will deny knowing you and about this project. I repeat, I do not
want you contacting me through my official phone lines nor do I want you contacting me
through my official email account. Contact me only through the numbers I will provide
for you and also through this email address. I do not want any direct link between you
and myself. My official lines are not secured lines as they are periodically monitored
to assess our level of customer care in line with our Total Quality Management

Please, again, note I am a family man; I have a wife and children. I send you this mail
not without a measure of fear as to what the consequences, but I know within me that
nothing ventured is nothing gained and that success and riches never come easy or on a
platter of gold. This is the one truth I have learned from my private banking clients.
Do not betray
my confidence.

Sincerely,

Melvin Graha.
mgraha@post.com

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