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"419" Scam – Advance Fee / Fake Lottery Scam

The so-called "419" scam is a type of fraud dominated by criminals from Nigeria and other countries in Africa. Victims of the scam are promised a large amount of money, such as a lottery prize, inheritance, money sitting in some bank account, etc.

Victims never receive this non-existent fortune but are tricked into sending their money to the criminals, who remain anonymous. They hide their real identity and location by using fake names and fake postal addresses as well as communicating via anonymous free email accounts and mobile phones.

Keep in mind that scammers DO NOT use their real names when defrauding people.
The criminals either abuse names of real people or companies or invent names or addresses.
Any real people or companies mentioned below have NO CONNECTION to the scammers!

Read more about such scams here or in our 419 FAQ. Use the Scam-O-Matic to verify suspect emails.

Click here to report a problem with this page.

 

 

Some comments by the Scam-O-Matic about the following email:

Fraud email example:

From: "KATHLEEN TIERNEY" <localhost@36tuan.com>
Reply-To: <kathleen.tierney@mailbox.sk>
Date: Sun, 3 Apr 2011 23:05:19 -1000
Subject: UNREAD MESSAGE

PERSONAL INSURANCE CASH ACCUMULATION MASTERPIECE POLICY
HOLDER OWNERSHIP CLAIM

Forgive my indignation if this message comes to you as a surprise and may offend your personality for contacting you without your prior consent and writing through this channel.

My name is KATHLEEN TIERNEY the new chief operating officer, personal insurance department of the Chubb insurance company of Europe S.E who succeeded ANDREW MCELWEE JR after his retirement on December 31 2010 as Chief Operating Officer (COO) of Chubb Personal Insurance. I am writing in respect of a foreign client [masterpiece policyholder] of the above named insurance company.[Engr.William F.Abrahamson] who perished in the US 09/11/2001 terrorist attack with other passengers aboard, as you are aware of this fact.

Since the demise of Engr.William F.Abrahamson, I personally have watched with keen interest to see the beneficiary of his masterpiece policy holder, but all have proved abortive as no one has report to claim his benefit amounting to a total sum of £15,860,000 [Fifteen Million, Eighty Hundred and Sixty Thousand Great British Pounds] only. When added up with the following bonus: Basic Allowance, Waiver Premium and Accidental Indemnity, which have been with the insurance company unclaimed.

On this note; as no one has come to put up any claim report at our office regarding beneficiary of the masterpiece policyholder ownership. Following the insurance ethic here in the United Kingdom, regulated by the financial service authority [FSA] rules for the conduct of UK business, insurance and business insurance code standard. Of which Chubb insurance company is a member of this financial ombudsmen scheme. Which does not allow such claim to stay many years unclaimed because the company shall have power after ten years to discontinue the policy and terminate the insured masterpiece policyholder ownership benefits in view of the aforementioned; I was convinced that your name could be used as the beneficiary to this masterpiece policy holder ownership claim because as a staff that I am, I really can’t stand as the beneficiary in this claim.

I therefore propose that 40% of this above fund will be for you as a foreign participant in respect of your involvement, compliance and full co-operation towards the successful claimant, while 5% will be for any expenses that might be incurred in the process of procuring satisfactory proof documents to be issued on your name legally for back-up to enable Chubb insurance company of Europe S.E pay the lump sums and allowance benefits as set out under the Chubb personal insurance cash accumulation masterpiece policy holder ownership scale of compensation and the rest fund will be for me.

I also want to bring to your good notice, that this deal is hitch free, as the whole required arrangement has been skillfully perfected for the masterpiece policyholder ownership claim.

My highest considerations and regards as I await your swift reply.

KATHLEEN TIERNEY (COO)

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