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"419" Scam – Advance Fee / Fake Lottery Scam

The so-called "419" scam is a type of fraud dominated by criminals from Nigeria and other countries in Africa. Victims of the scam are promised a large amount of money, such as a lottery prize, inheritance, money sitting in some bank account, etc.

Victims never receive this non-existent fortune but are tricked into sending their money to the criminals, who remain anonymous. They hide their real identity and location by using fake names and fake postal addresses as well as communicating via anonymous free email accounts and mobile phones.

Keep in mind that scammers DO NOT use their real names when defrauding people.
The criminals either abuse names of real people or companies or invent names or addresses.
Any real people or companies mentioned below have NO CONNECTION to the scammers!

Read more about such scams here or in our 419 FAQ. Use the Scam-O-Matic to verify suspect emails.

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Some comments by the Scam-O-Matic about the following email:

Fraud email example:

From: "MR.WILLIAM COLE" (may be fake)
Reply-To: <williamcole.2010@yahoo.com.hk>
Date: Fri, 15 Oct 2010 08:46:33 -0700
Subject: IN REGARDS TO YOUR PAYMENT

ATTENTION:,

This is in regard to outstanding payment, I am Mr. WILLIAM COLE,the the director of international Transfer and Investigation, the ROYAL BANK OF SCOTLAND and his Decision Making Body, the Executive bored of directors, has directed me to contact you without any further delays in regards to your long awaited payment which has been under attack for some time now, i am sure you will be very confused at this point but we are doing all within our power to ensure that your amount is not released to the wrong person.

we have approve all outstanding debts owned to Foreign beneficiaries by the British government in this 1st quarter of this Fiscal year 2010.This decision was taken based on the abnormities and inability of the release of your long awaited fund by our BANKS to Release your fund into your bank account whereby it was discovered that some Directors of thebank were diverting foreign beneficiaries payment to another account of their choice overseas. In view of this, during our investigation I found out that an account was submitted to divert your fund to a Germany account. Below is the account submitted and I want you to confirm if you are aware of the new development because we are about effecting payment to the account stated bellow today.

Beneficiary: CERSTIN WENGER SHENOUDA
Bank: FRANKFURTER BANK
A/C No.: 367840545
Code: 50050201

Finally, be informed that a payment instruction has been issued and Forwarded to the Treasury Department of the ROYAL BANK OF SCOTLAND In favor of you and your company for immediate release of your fund to the account above without any further prejudice. But there is no way We can approve the fund to the above account without you confirming if you Have changed your account for your fund to be transfer to the Beneficiary: CERSTIN WENGER SHENOUDA BANK ACCOUNT IN GERMANY.

Contact me immediately for further clarification to know if you have Giving instruction to transfer your fund to the above account today. On behalf Of the entire management of the (RBS), we are congratulating you in advance and if you fail to contact this office on or before 24hrs from now then we will now wire the fund to the German account.

Thanks for your co-operation.
Waiting for your urgent response

Yours faithfully

Mr.WILLIAM COLE.
Un Office of Legal Affairs Security and Investigation.

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