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"419" Scam – Advance Fee / Fake Lottery Scam

The so-called "419" scam is a type of fraud dominated by criminals from Nigeria and other countries in Africa. Victims of the scam are promised a large amount of money, such as a lottery prize, inheritance, money sitting in some bank account, etc.

Victims never receive this non-existent fortune but are tricked into sending their money to the criminals, who remain anonymous. They hide their real identity and location by using fake names and fake postal addresses as well as communicating via anonymous free email accounts and mobile phones.

Keep in mind that scammers DO NOT use their real names when defrauding people.
The criminals either abuse names of real people or companies or invent names or addresses.
Any real people or companies mentioned below have NO CONNECTION to the scammers!

Read more about such scams here or in our 419 FAQ. Use the Scam-O-Matic to verify suspect emails.

Click here to report a problem with this page.

 

 

Some comments by the Scam-O-Matic about the following email:

Fraud email example:

From: "James Derrick" (may be fake)
Reply-To: <jamesderrick2@aol.com>
Date: Sat, 14 Aug 2010 20:56:45 +0200
Subject: LOAN APPLICATION

Hello

I am James Derrick,a Loan processor with one of the fastest Growing Loan Firm,we give Loans Internationally and any kinds of business financing you need,all you need to do is Apply with my company and i would be the one to Process your Loan for you,there is no Application fee Involved.

Below are some of our qualifications:

*BBB Accredited With An 'A' Rating.
*Members In Good Standing With The Business Chamber Of Commerce.
*10 Years Of Experience Helping Clients To Obtain Unsecured Business Financing.

***
Qualifications Of Applicants:

1)The Borrower must be at least 18yrs old
2)Even with Bad credit, we still Guarantee the Loan
3)The Loan Can Be Granted Even with low credit
4)There is no prepayment penalty.
5)You do not need a Co-Signer
***
Types of Loans we Offer:

1)Home Loans
2)Auto Loans
3)Business Loans & Personal Loans
4)Business Financing
5)Equity Line of Credit

***
Repayment Plan:

Repayment is made Monthly and the Interest Rate is calculated with the Repayment plan.

Transfer of Funds(Approved Loans):

The Loan Is Transferred via:

1)Bank Account Transfer
2)Certified Cashier's Cheque
3)Western Union Money Transfer

***
No Application Fee!!
Secure and Confidential!
Guaranteed Loans! Funding in 48hrs!


Regards.

Mr James Derrick
(Loan processor)
Cell: +44 7024032981
THE LOAN COMPANY ESSEX LIMITED
Registered No.05038750
1 NELSON STREET, SOUTHEND ON SEA, ESSEX, SS1 1EG
[Can be verified with www.ukdata.com]

Anti-fraud resources: