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"419" Scam – Advance Fee / Fake Lottery Scam

The so-called "419" scam is a type of fraud dominated by criminals from Nigeria and other countries in Africa. Victims of the scam are promised a large amount of money, such as a lottery prize, inheritance, money sitting in some bank account, etc.

Victims never receive this non-existent fortune but are tricked into sending their money to the criminals, who remain anonymous. They hide their real identity and location by using fake names and fake postal addresses as well as communicating via anonymous free email accounts and mobile phones.

Keep in mind that scammers DO NOT use their real names when defrauding people.
The criminals either abuse names of real people or companies or invent names or addresses.
Any real people or companies mentioned below have NO CONNECTION to the scammers!

Read more about such scams here or in our 419 FAQ. Use the Scam-O-Matic to verify suspect emails.

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Some comments by the Scam-O-Matic about the following email:

Fraud email example:

From: "Mr.Michael Wattson" (may be fake)
Date: Wed, 24 Mar 2010 04:05:12 -0800
Subject: RECEIVE YOUR FUND TODAY FROM HSBC BANK LONDON.

From:Mr.Michael Wattson
SENIOR INTERNATIONAL PAYMENT MANAGER
HSBC Bank PLC.
Canada Square London, E14 5HQ,
United Kingdom
Mob: +44-871-28437-08
Chairman of London-based banking giant HSBC holdings PLC to:
Attn: beneficiary.
Re- part payment of usd$4.5m million approved.
I believe this notification meets you in a very good present state of mind and health, as your payment of the sum of $4.5million is ready to transfer. I am Mr.Michael Wattson, the assisted Director HSBC BANK PLC London.
This is to bring to your notice that my office has taking over all the money Transaction originated from any part of African and Europe countries as Contract payment, Fund Inheritance or Lottery Winning due to Unauthorized/incapability of financial Institutions/security companies In releasing such huge sum of money due to Fraud, terrorist and money Laundry activities going on world wide.
In line with London financial and allied conduct, your account will be credited as soon as you reconcile the 0.2% handling charges or you may advise us to deduct the total value and transfer the balance to your account.
Should you be willing to accept deduction?... Our bank is thereby urging you to further as a matter of urgency to call or contact the office of the Deputy governor central bank of Nigeria Dr.Joseph Ali, please request him to move TO UNITED NATION DEDUCTION OFFICE TO OBTAIN your deduction clearance certificate which will be legally endorsed
by you as the beneficiary to enable us have the legitimate right to deduct 0.2% as handling charges from your principle amount.
Please be warned as our bank will not tolerate any second party involvement or Nigeria local representatives, you are advice as a matter of urgency to stop your communication to all the money Transaction originated from any part of African country due to Fraud, terrorist and money Laundry activities going on in African Region or world wide. Please,call or contact the office of the deputy governor central bank of Nigeria to obtain your clearance certificate for your claim.
Should you be willing to accept deduction?. Give pleasure to contact this person below for your Deduction clearance certificate:
Name: Dr.Joseph Ali
Phone: +234-8067-928-793
Email : drjosephali1@yahoo.com.hk
You are therefore advised to forward your direct telephone numbers, your complete name and your mailing address to Dr.Joseph Ali for Immediate release of your Deduction Certificate from UNITED NATION DEDUCTION OFFICE,and most importantly be aware that approved payment is Four Million Five Hundred United State Dollars Only (US4, 500,000.00) and was allocated to you.
 
  Immediately I receive your Deduction clearance certificate, then i will transfer your fund through Wire Transfer payment,and We handle this Transaction within 2-5 working days.
Again, treat this matter as urgent because we are working 24Hours to be able to meet up with the mandate given to us by the World Bank. It is more better you make your contact directly to Dr.Joseph Ali through telephone for more details or information, as he is a very busy Man.
Prior to our banking regulations, final credit shall be made to your account upon receipt of 0.2%-handling charges or the deduction clearance Certificate.
Yours faithfully,
Mr.Michael Wattson
Senior international payment manager
of HSBC banking plc.london-based
 

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