419 scam: FLOYD WHITE <floydwhite@hotmail.com> Loan

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"419" Scam – Advance Fee / Fake Lottery Scam

The so-called "419" scam is a type of fraud dominated by criminals from Nigeria and other countries in Africa. Victims of the scam are promised a large amount of money, such as a lottery prize, inheritance, money sitting in some bank account, etc.

Victims never receive this non-existent fortune but are tricked into sending their money to the criminals, who remain anonymous. They hide their real identity and location by using fake names and fake postal addresses as well as communicating via anonymous free email accounts and mobile phones.

Keep in mind that scammers DO NOT use their real names when defrauding people.
The criminals either abuse names of real people or companies or invent names or addresses.
Any real people or companies mentioned below have NO CONNECTION to the scammers!

Read more about such scams here or in our 419 FAQ. Use the Scam-O-Matic to verify suspect emails.

Click here to report a problem with this page.

Some comments by the Scam-O-Matic about the following email:

An email address listed inside this email has been used in a known fraud before.
This email uses a separate reply address that is different from the sender address. Spammers use this to get replies even when the original spam sending accounts have been shut down. Also, sometimes the sender addresses are legitimate looking but fake and only the reply address is actually an email account controlled by the scammers.
The following phrases in this message should put you on alert:
- "loan amount" (Beware of fake loan offers. Real lenders would not normally use free webmail addresses such as Yahoo, nor would they lend to individuals or small businesses in a different country from where they are based. Beware of mobile phones or redirector numbers!)
- "your loan " (Beware of fake loan offers. Real lenders would not normally use free webmail addresses such as Yahoo, nor would they lend to individuals or small businesses in a different country from where they are based. Beware of mobile phones or redirector numbers!)
This email message is a 419 scam. Please see our 419 FAQ for more details on such scams.
This email lists free webmail addresses. Use of such addresses is typical for scams. Lotteries, banks and any but the smallest of companies do not normally use such addresses. Criminals use them to anonymously send and receive email at Internet cafes.
- floydwhite1@hotmail.com (email address has been used in a known fraud before)

Fraud email example:

From: FLOYD WHITE <floydwhite@hotmail.com>
Reply-To: floydwhite1@hotmail.com
Date: Thu, 15 Oct 2009 23:12:16 -0400
Subject: Loan

Good day,

It is a pleasure to write to you in respect of giving out loans by
mail advert.My name is Mr Floyd White,I am a private lender, I operate
under a short, clear and understandable terms and conditions i give
out loans at a low interest rate of 2%. Dear readers should note that
this offer is for serious minded individual, firms and companies.Do
not let this opportunity pass you by.get your loan to solve your
financial problems like Pay off bills,Personal loan,establishing new
businesses, re-establishing old business. interested individuals,
firms and companies should please contact me via this email address
floydwhite1@hotmail.com If you are interested in my loan fill and
return this form back immediately.

YOUR PERSONAL INFORMATIONS
Your names:_______________
Your Sex:________________
Your country:_______________
Your address:_________________
Your occupation:_________________
Your marital status:_________________
Current Status at place of work:____________
Mobile number:________________
Monthly Income:______________
Loan Amount Needed:______________
Loan Duration:_____________________
Zip/Postal Code:____________________
Purpose of Loan:_____________

After sending the above requirement. You will be given the loan terms
and condition which will serve as an agreement between the borrower
and the lender ok? So just reply urgently so that we can proceed
further with this transaction.
Best Regards
MR FLOYD WHITE
CEO/FLOYD LOAN FIRM

Anti-fraud resources:

What can you do when you receive 419 spam